Sohar International Bank SAOG (MSM:BKSB)

MSM:BKSB Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	559.98	665.34	719.68	222.29	837.32	202.12
Investment Securities	2,210	2,081	1,619	760.27	452.92	637.72
Trading Asset Securities	39.01	38.55	93.35	93.65	4.28	98.66
Total Investments	2,249	2,119	1,713	853.92	457.2	736.38
Gross Loans	5,451	4,617	4,208	3,066	2,749	2,632
Allowance for Loan Losses	-293.8	-274.96	-237.03	-113.55	-112.11	-103.7
Other Adjustments to Gross Loans	-88.31	-71.89	-50.16	-28.42	-25.14	-22.01
Net Loans	5,069	4,270	3,921	2,924	2,612	2,506
Property, Plant & Equipment	74.73	59.02	63	41.57	42.35	40.59
Other Intangible Assets	67.88	87.27	79.18	11.88	12.02	9.59
Investments in Real Estate	2.9	2.9	2.9	2.9	2.9	2.9
Other Receivables	238.96	109.12	147.6	9.72	12.28	47.12
Restricted Cash	0.51	0.51	0.51	0.51	0.51	0.51
Other Current Assets	43.17	23.33	30.88	47.93	141.37	46.48
Other Long-Term Assets	17.97	24.16	11.16	15.99	15.03	19.09
Total Assets	8,324	7,361	6,689	4,131	4,133	3,611
Accrued Expenses	50.53	48.36	50.98	38.68	29.5	27.83
Interest Bearing Deposits	3,581	2,920	2,444	1,501	1,977	1,515
Non-Interest Bearing Deposits	2,917	2,857	2,659	1,059	417.02	717.02
Total Deposits	6,499	5,777	5,103	2,560	2,394	2,232
Short-Term Borrowings	127.6	70.05	87.51	11.86	52.19	7.99
Current Portion of Long-Term Debt	-	-	-	0.49	-	-
Current Portion of Leases	10.16	7.01	5.74	4.78	-	5.09
Current Income Taxes Payable	20.12	24.52	6.18	6.59	9.62	8.89
Other Current Liabilities	39.8	22.95	30.53	47.63	137.8	46.66
Long-Term Debt	446.82	500.91	591.77	794.18	902.14	749.89
Long-Term Leases	-	-	-	-	5.95	-
Long-Term Deferred Tax Liabilities	-	-	-	-	1.12	-
Other Long-Term Liabilities	-	-	-	-	3.83	-
Total Liabilities	7,205	6,462	5,887	3,466	3,537	3,079
Common Stock	702.51	702.51	561.57	455.36	295.36	245.36
Additional Paid-In Capital	18.04	18.04	18.04	18.04	18.04	18.04
Retained Earnings	208.27	190.85	134.44	92.28	85.37	71.75
Comprehensive Income & Other	189.9	-13.09	88.02	99.83	197.82	196.56
Shareholders' Equity	1,119	898.31	802.07	665.5	596.58	531.7
Total Liabilities & Equity	8,324	7,361	6,689	4,131	4,133	3,611
Total Debt	584.58	577.97	685.02	811.31	960.28	762.98
Net Cash (Debt)	14.4	125.92	128.01	-495.37	-118.68	-429.45
Net Cash Growth	-96.01%	-1.63%	-	-	-	-
Net Cash Per Share	0.00	0.02	0.03	-0.14	-0.04	-0.17
Filing Date Shares Outstanding	6,617	6,617	5,575	4,680	3,048	2,482
Total Common Shares Outstanding	6,617	6,617	5,575	4,680	3,048	2,482
Book Value Per Share	0.14	0.14	0.13	0.12	0.13	0.13
Tangible Book Value	1,051	811.03	722.89	653.61	584.56	522.12
Tangible Book Value Per Share	0.13	0.12	0.11	0.12	0.13	0.13

Source: S&P Global Market Intelligence. Banks template. Financial Sources.