Sohar International Bank SAOG (MSM:BKSB)

Accolade Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	706.88	665.34	719.68	222.29	837.32	202.12
Investment Securities	1,845	2,081	1,619	760.27	452.92	637.72
Trading Asset Securities	39.07	38.55	93.35	93.65	4.28	98.66
Total Investments	1,884	2,119	1,713	853.92	457.2	736.38
Gross Loans	5,231	4,617	4,208	3,066	2,749	2,632
Allowance for Loan Losses	-287.67	-274.96	-237.03	-113.55	-112.11	-103.7
Other Adjustments to Gross Loans	-81.62	-71.89	-50.16	-28.42	-25.14	-22.01
Net Loans	4,862	4,270	3,921	2,924	2,612	2,506
Property, Plant & Equipment	75.31	59.02	63	41.57	42.35	40.59
Other Intangible Assets	69.35	87.27	79.18	11.88	12.02	9.59
Investments in Real Estate	2.9	2.9	2.9	2.9	2.9	2.9
Other Receivables	231.59	109.12	147.6	9.72	12.28	47.12
Restricted Cash	0.5	0.51	0.51	0.51	0.51	0.51
Other Current Assets	28.61	23.33	30.88	47.93	141.37	46.48
Other Long-Term Assets	15.67	24.16	11.16	15.99	15.03	19.09
Total Assets	7,877	7,361	6,689	4,131	4,133	3,611
Accrued Expenses	44.74	48.36	50.98	38.68	29.5	27.83
Interest Bearing Deposits	3,326	2,920	2,444	1,501	1,977	1,515
Non-Interest Bearing Deposits	2,987	2,857	2,659	1,059	417.02	717.02
Total Deposits	6,313	5,777	5,103	2,560	2,394	2,232
Short-Term Borrowings	80.05	70.05	87.51	11.86	52.19	7.99
Current Portion of Long-Term Debt	-	-	-	0.49	-	-
Current Portion of Leases	9.55	7.01	5.74	4.78	-	5.09
Current Income Taxes Payable	15.31	24.52	6.18	6.59	9.62	8.89
Other Current Liabilities	25.24	22.95	30.53	47.63	137.8	46.66
Long-Term Debt	485.7	500.91	591.77	794.18	902.14	749.89
Long-Term Leases	-	-	-	-	5.95	-
Long-Term Deferred Tax Liabilities	-	-	-	-	1.12	-
Other Long-Term Liabilities	-	-	-	-	3.83	-
Total Liabilities	6,985	6,462	5,887	3,466	3,537	3,079
Common Stock	702.51	702.51	561.57	455.36	295.36	245.36
Additional Paid-In Capital	18.04	18.04	18.04	18.04	18.04	18.04
Retained Earnings	183.82	190.85	134.44	92.28	85.37	71.75
Comprehensive Income & Other	-12.32	-13.09	88.02	99.83	197.82	196.56
Shareholders' Equity	892.04	898.31	802.07	665.5	596.58	531.7
Total Liabilities & Equity	7,877	7,361	6,689	4,131	4,133	3,611
Total Debt	575.3	577.97	685.02	811.31	960.28	762.98
Net Cash (Debt)	170.65	125.92	128.01	-495.37	-118.68	-429.45
Net Cash Growth	-89.84%	-1.63%	-	-	-	-
Net Cash Per Share	0.03	0.02	0.03	-0.14	-0.04	-0.17
Filing Date Shares Outstanding	6,617	6,617	5,575	4,680	3,048	2,482
Total Common Shares Outstanding	6,617	6,617	5,575	4,680	3,048	2,482
Book Value Per Share	0.13	0.14	0.13	0.12	0.13	0.13
Tangible Book Value	822.69	811.03	722.89	653.61	584.56	522.12
Tangible Book Value Per Share	0.12	0.12	0.11	0.12	0.13	0.13

Source: S&P Global Market Intelligence. Banks template. Financial Sources.