Sohar International Bank SAOG (MSM: BKSB)

BKSB Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,075	719.68	222.29	837.32	202.12	419.09
Investment Securities	1,850	1,619	760.27	452.92	637.72	490.68
Trading Asset Securities	63.39	93.35	93.65	4.28	98.66	6.11
Total Investments	1,913	1,713	853.92	457.2	736.38	496.78
Gross Loans	4,554	4,208	3,066	2,749	2,632	2,572
Allowance for Loan Losses	-262.69	-237.03	-113.55	-112.11	-103.7	-99.67
Other Adjustments to Gross Loans	-66.2	-50.16	-28.42	-25.14	-22.01	-15.66
Net Loans	4,225	3,921	2,924	2,612	2,506	2,457
Property, Plant & Equipment	72.8	63	41.57	42.35	40.59	33.4
Other Intangible Assets	73.35	79.18	11.88	12.02	9.59	8.81
Investments in Real Estate	2.9	2.9	2.9	2.9	2.9	2.9
Other Receivables	159.7	147.6	9.72	12.28	47.12	12.54
Restricted Cash	0.51	0.51	0.51	0.51	0.51	0.51
Other Current Assets	34.33	30.88	47.93	141.37	46.48	66.5
Other Long-Term Assets	14.78	11.16	15.99	15.03	19.09	7.87
Total Assets	7,572	6,689	4,131	4,133	3,611	3,505
Accrued Expenses	56.97	50.98	38.68	29.5	27.83	19.92
Interest Bearing Deposits	2,779	2,444	1,501	1,977	1,515	1,238
Non-Interest Bearing Deposits	3,146	2,659	1,059	417.02	717.02	859.71
Total Deposits	5,925	5,103	2,560	2,394	2,232	2,098
Short-Term Borrowings	195.02	87.51	11.86	52.19	7.99	6.16
Current Portion of Long-Term Debt	-	-	0.49	-	-	-
Current Portion of Leases	6.23	5.74	4.78	-	5.09	2.59
Current Income Taxes Payable	20.32	6.18	6.59	9.62	8.89	9.68
Other Current Liabilities	34.96	30.53	47.63	137.8	46.66	67.3
Long-Term Debt	575.65	591.77	794.18	902.14	749.89	764.91
Long-Term Leases	-	-	-	5.95	-	-
Long-Term Deferred Tax Liabilities	-	-	-	1.12	-	-
Other Long-Term Liabilities	-	-	-	3.83	-	-
Total Liabilities	6,827	5,887	3,466	3,537	3,079	2,969
Common Stock	572.51	561.57	455.36	295.36	245.36	236.36
Additional Paid-In Capital	18.04	18.04	18.04	18.04	18.04	19.94
Retained Earnings	165.91	134.44	92.28	85.37	71.75	82.02
Comprehensive Income & Other	-12.03	88.02	99.83	197.82	196.56	197.79
Shareholders' Equity	744.43	802.07	665.5	596.58	531.7	536.11
Total Liabilities & Equity	7,572	6,689	4,131	4,133	3,611	3,505
Total Debt	776.89	685.02	811.31	960.28	762.98	773.65
Net Cash (Debt)	361.32	128.01	-495.37	-118.68	-429.45	-165.23
Net Cash Per Share	0.06	0.03	-0.14	-0.04	-0.17	-0.07
Filing Date Shares Outstanding	5,577	5,575	4,680	3,048	2,482	2,482
Total Common Shares Outstanding	5,577	5,575	4,680	3,048	2,482	2,482
Book Value Per Share	0.13	0.13	0.12	0.13	0.13	0.14
Tangible Book Value	671.08	722.89	653.61	584.56	522.12	527.3
Tangible Book Value Per Share	0.12	0.11	0.12	0.13	0.13	0.13

Source: S&P Capital IQ. Banks template. Financial Sources.