MSM:BKSB Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	737.21	651.95	665.34	719.68	222.29	837.32
Investment Securities	1,995	2,115	2,081	1,619	760.27	452.92
Trading Asset Securities	39.18	38.63	38.55	93.35	93.65	4.28
Total Investments	2,034	2,154	2,119	1,713	853.92	457.2
Gross Loans	6,909	6,141	4,617	4,208	3,066	2,749
Allowance for Loan Losses	-305.76	-299.15	-274.96	-237.03	-113.55	-112.11
Other Adjustments to Gross Loans	-86.87	-78.34	-71.89	-50.16	-28.42	-25.14
Net Loans	6,516	5,764	4,270	3,921	2,924	2,612
Property, Plant & Equipment	75.71	59.91	59.02	63	41.57	42.35
Other Intangible Assets	65.24	82.34	87.27	79.18	11.88	12.02
Investments in Real Estate	2.9	2.9	2.9	2.9	2.9	2.9
Other Receivables	140.12	337.79	109.12	147.6	9.72	12.28
Restricted Cash	-	0.51	0.51	0.51	0.51	0.51
Other Current Assets	41.56	40.36	23.33	30.88	47.93	141.37
Other Long-Term Assets	25.43	35.16	24.16	11.16	15.99	15.03
Total Assets	9,638	9,129	7,361	6,689	4,131	4,133
Accrued Expenses	53.05	88.74	48.36	50.98	38.68	29.5
Interest Bearing Deposits	3,585	3,621	2,920	2,444	1,501	1,977
Non-Interest Bearing Deposits	3,849	3,206	2,857	2,659	1,059	417.02
Total Deposits	7,433	6,827	5,777	5,103	2,560	2,394
Short-Term Borrowings	79.8	267.34	70.05	87.51	11.86	52.19
Current Portion of Long-Term Debt	-	-	-	-	0.49	-
Current Portion of Leases	10.49	10.55	7.01	5.74	4.78	-
Current Income Taxes Payable	28.63	23.49	24.52	6.18	6.59	9.62
Other Current Liabilities	63.33	36.97	22.95	30.53	47.63	137.8
Long-Term Debt	790.11	710.4	500.91	591.77	794.18	902.14
Long-Term Leases	-	-	-	-	-	5.95
Long-Term Deferred Tax Liabilities	-	-	-	-	-	1.12
Other Long-Term Liabilities	-	-	-	-	-	3.83
Total Liabilities	8,469	7,975	6,462	5,887	3,466	3,537
Common Stock	702.51	702.51	702.51	561.57	455.36	295.36
Additional Paid-In Capital	18.04	18.04	18.04	18.04	18.04	18.04
Retained Earnings	230.83	237.92	190.85	134.44	92.28	85.37
Comprehensive Income & Other	217.53	195.12	-13.09	88.02	99.83	197.82
Shareholders' Equity	1,169	1,154	898.31	802.07	665.5	596.58
Total Liabilities & Equity	9,638	9,129	7,361	6,689	4,131	4,133
Total Debt	880.4	988.28	577.97	685.02	811.31	960.28
Net Cash (Debt)	-104.01	-297.71	125.92	128.01	-495.37	-118.68
Net Cash Growth	-	-	-1.63%	-	-	-
Net Cash Per Share	-0.02	-0.04	0.02	0.03	-0.14	-0.04
Filing Date Shares Outstanding	6,617	6,617	6,617	5,575	4,680	3,048
Total Common Shares Outstanding	6,617	6,617	6,617	5,575	4,680	3,048
Book Value Per Share	0.15	0.14	0.14	0.13	0.12	0.13
Tangible Book Value	1,104	1,071	811.03	722.89	653.61	584.56
Tangible Book Value Per Share	0.14	0.13	0.12	0.11	0.12	0.13

Source: S&P Global Market Intelligence. Banks template. Financial Sources.