MSM:BKSB Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	651.95	665.34	719.68	222.29	837.32
Investment Securities	-	2,115	2,081	1,619	760.27	452.92
Trading Asset Securities	-	38.63	38.55	93.35	93.65	4.28
Total Investments	-	2,154	2,119	1,713	853.92	457.2
Gross Loans	-	6,141	4,617	4,208	3,066	2,749
Allowance for Loan Losses	-	-299.15	-274.96	-237.03	-113.55	-112.11
Other Adjustments to Gross Loans	-	-78.34	-71.89	-50.16	-28.42	-25.14
Net Loans	-	5,764	4,270	3,921	2,924	2,612
Property, Plant & Equipment	-	59.91	59.02	63	41.57	42.35
Other Intangible Assets	-	82.34	87.27	79.18	11.88	12.02
Investments in Real Estate	-	2.9	2.9	2.9	2.9	2.9
Other Receivables	-	337.79	109.12	147.6	9.72	12.28
Restricted Cash	-	0.51	0.51	0.51	0.51	0.51
Other Current Assets	-	40.36	23.33	30.88	47.93	141.37
Other Long-Term Assets	-	35.16	24.16	11.16	15.99	15.03
Total Assets	-	9,129	7,361	6,689	4,131	4,133
Accrued Expenses	-	88.74	48.36	50.98	38.68	29.5
Interest Bearing Deposits	-	3,621	2,920	2,444	1,501	1,977
Non-Interest Bearing Deposits	-	3,206	2,857	2,659	1,059	417.02
Total Deposits	-	6,827	5,777	5,103	2,560	2,394
Short-Term Borrowings	-	267.34	70.05	87.51	11.86	52.19
Current Portion of Long-Term Debt	-	-	-	-	0.49	-
Current Portion of Leases	-	10.55	7.01	5.74	4.78	-
Current Income Taxes Payable	-	23.49	24.52	6.18	6.59	9.62
Other Current Liabilities	-	36.97	22.95	30.53	47.63	137.8
Long-Term Debt	-	710.4	500.91	591.77	794.18	902.14
Long-Term Leases	-	-	-	-	-	5.95
Long-Term Deferred Tax Liabilities	-	-	-	-	-	1.12
Other Long-Term Liabilities	-	-	-	-	-	3.83
Total Liabilities	-	7,975	6,462	5,887	3,466	3,537
Common Stock	-	702.51	702.51	561.57	455.36	295.36
Additional Paid-In Capital	-	18.04	18.04	18.04	18.04	18.04
Retained Earnings	-	237.92	190.85	134.44	92.28	85.37
Comprehensive Income & Other	-	195.12	-13.09	88.02	99.83	197.82
Shareholders' Equity	1,154	1,154	898.31	802.07	665.5	596.58
Total Liabilities & Equity	-	9,129	7,361	6,689	4,131	4,133
Total Debt	988.28	988.28	577.97	685.02	811.31	960.28
Net Cash (Debt)	-297.71	-297.71	125.92	128.01	-495.37	-118.68
Net Cash Growth	-	-	-1.63%	-	-	-
Net Cash Per Share	-0.04	-0.04	0.02	0.03	-0.14	-0.04
Filing Date Shares Outstanding	6,617	6,617	6,617	5,575	4,680	3,048
Total Common Shares Outstanding	6,617	6,617	6,617	5,575	4,680	3,048
Book Value Per Share	0.14	0.14	0.14	0.13	0.12	0.13
Tangible Book Value	1,071	1,071	811.03	722.89	653.61	584.56
Tangible Book Value Per Share	0.13	0.13	0.12	0.11	0.12	0.13

Source: S&P Global Market Intelligence. Banks template. Financial Sources.