MSM:BKSB Cash Flow Statement

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	105.08	100.47	100.18	70.34	34.88	28.34
Depreciation & Amortization	10.92	10.91	10.65	4.73	3.99	1.49
Other Amortization	2.6	2.6	2.46	1.93	1.96	1.62
Gain (Loss) on Sale of Assets	0	-	-	-	-	-
Gain (Loss) on Sale of Investments	-5.61	-5.33	-2.1	-0.62	-3.09	1.24
Provision for Credit Losses	23.75	24.93	36.9	105.53	43.65	24.03
Change in Trading Asset Securities	0.45	-	-	-	-	-
Change in Other Net Operating Assets	-1,907	-1,475	-466.24	-136.2	-360.37	203.79
Other Operating Activities	2.98	-0.92	-32.08	-144.74	-35.08	-22.32
Operating Cash Flow	-1,767	-1,342	-350.24	-99.05	-314.06	238.18
Capital Expenditures	-7.75	-9.48	-6.35	-8.8	-3.91	-6.56
Investment in Securities	-271.75	-206.91	-14.86	39.12	-12.62	-121.03
Other Investing Activities	-	-	93.64	592.37	31.72	24.3
Investing Cash Flow	-279.5	-216.39	72.42	622.69	15.2	-103.3
Long-Term Debt Repaid	-	-	-100	-0.5	-37.34	-
Net Debt Issued (Repaid)	-	-	-100	-0.5	-37.34	-
Issuance of Common Stock	200	200	130.97	-	160	50
Common Dividends Paid	-6.7	-52.94	-33.81	-28.16	-27.21	-15.25
Net Increase (Decrease) in Deposit Accounts	1,836	1,050	674	885.1	165.63	162.9
Other Financing Activities	-0.21	-0.21	-	-	-100	-1.42
Financing Cash Flow	2,029	1,197	671.15	856.44	161.09	196.24
Net Cash Flow	-16.92	-361.95	393.34	1,380	-137.78	331.12
Free Cash Flow	-1,774	-1,352	-356.59	-107.85	-317.97	231.61
Free Cash Flow Margin	-730.75%	-597.43%	-172.19%	-184.87%	-341.21%	277.14%
Free Cash Flow Per Share	-0.27	-0.20	-0.06	-0.02	-0.09	0.09
Cash Income Tax Paid	15.95	15.95	0.3	3.4	6.09	4

Source: S&P Global Market Intelligence. Banks template. Financial Sources.