Dhofar Insurance Company SAOG (MSM:DICS)
Oman flag Oman · Delayed Price · Currency is OMR
0.3400
0.00 (0.00%)
At close: Oct 29, 2026

MSM:DICS Financials Overview

Millions OMR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
85.4489.8887.7377.268.6628.06
Revenue Growth
-6.52%2.46%13.64%12.44%144.67%5.50%
Operating Income
2.365.216.197.044.613.67
Net Income
6.715.364.186.173.892.55
Earnings Per Share
0.060.050.040.050.000.02
EPS Growth
34.23%31.03%-29.11%3695.88%-93.21%-49.84%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period EndingDec '25 Dec '24 Dec '23 Dec '22
Engineering
2.853.02--
Fire
21.2525.29--
Marine Cargo
1.010.9--
Marine Hull
2.563.31--
Miscellaneous
7.458.71--
Motor
31.9424.39--
Medical
3.944.73--
Group Life
13.0411.88--
Unallocated Investment Income
1.030.597.913.78
Unallocated Interest Revenue Calculated under Effective Interest Method
3.512.73--
Unallocated Insurance Finance Expenses
-2.87-1.09--
Unallocated Reinsurance Finance Income
1.221.06--
Individual Life
2.932.21--
Total
89.8787.7351.7143.82

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
9.724.059.0115.7712.352.64
Total Debt
----3-
Net Cash (Debt)
9.724.059.0115.779.352.64
Net Cash Growth
-33.78%-55.11%-42.84%68.52%253.86%-73.32%
Net Cash Per Share
0.080.030.070.120.070.02

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
3.9513.417.637.429.3-5.84
Capital Expenditures
-0.87-0.82-0.47-0.25-0.03-0.14
Free Cash Flow
3.0912.587.167.179.27-5.98
Free Cash Flow Growth
-77.84%75.66%-0.15%-22.57%--

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
2.76%5.80%7.05%9.12%6.72%13.08%
Pretax Margin
8.87%6.74%5.68%9.52%6.30%10.14%
Profit Margin
7.85%5.96%4.76%7.99%5.67%9.10%
FCF Margin
3.62%14.00%8.17%9.29%13.49%-21.30%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0180.0180.0150.0150.0150.015
Dividend Per Share Growth
16.67%16.67%0%0%0%50.00%
Dividend Yield
5.15%7.38%6.82%6.02%7.18%7.69%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.975.155.934.415.627.63
P/FCF Ratio
12.802.193.463.792.36-
PS Ratio
0.460.310.280.350.320.70