Dhofar Insurance Company SAOG (MSM:DICS)
Oman flag Oman · Delayed Price · Currency is OMR
0.3400
0.00 (0.00%)
At close: Aug 6, 2026

MSM:DICS Financials Overview

Millions OMR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
91.2289.8887.7377.268.6628.06
Revenue Growth
2.26%2.46%13.64%12.44%144.67%5.50%
Operating Income
6.785.216.197.044.613.67
Net Income
6.795.364.186.173.892.55
Earnings Per Share
0.060.050.040.050.000.02
EPS Growth
59.59%31.03%-29.11%3695.88%-93.21%-49.84%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022
Period EndingDec '25 Dec '24 Dec '23 Dec '22
Engineering
2.853.02--
Fire
21.2525.29--
Marine Cargo
1.010.9--
Marine Hull
2.563.31--
Miscellaneous
7.458.71--
Motor
31.9424.39--
Medical
3.944.73--
Group Life
13.0411.88--
Unallocated Investment Income
1.030.597.913.78
Unallocated Interest Revenue Calculated under Effective Interest Method
3.512.73--
Unallocated Insurance Finance Expenses
-2.87-1.09--
Unallocated Reinsurance Finance Income
1.221.06--
Individual Life
2.932.21--
Total
89.8787.7351.7143.82

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
7.874.059.0115.7712.352.64
Total Debt
----3-
Net Cash (Debt)
7.874.059.0115.779.352.64
Net Cash Growth
-14.37%-55.11%-42.84%68.52%253.86%-73.32%
Net Cash Per Share
0.070.030.070.120.070.02

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
7.8113.417.637.429.3-5.84
Capital Expenditures
-1.04-0.82-0.47-0.25-0.03-0.14
Free Cash Flow
6.7712.587.167.179.27-5.98
Free Cash Flow Growth
-61.41%75.66%-0.15%-22.57%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
7.43%5.80%7.05%9.12%6.72%13.08%
Pretax Margin
8.40%6.74%5.68%9.52%6.30%10.14%
Profit Margin
7.44%5.96%4.76%7.99%5.67%9.10%
FCF Margin
7.42%14.00%8.17%9.29%13.49%-21.30%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0180.0180.0150.0150.0150.015
Dividend Per Share Growth
16.67%16.67%0%0%0%50.00%
Dividend Yield
5.15%7.84%7.76%7.36%9.39%10.90%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.865.155.934.415.627.63
P/FCF Ratio
5.842.193.463.792.36-
PS Ratio
0.430.310.280.350.320.70