Dhofar Insurance Company SAOG (MSM:DICS)
Oman · Delayed Price · Currency is OMR 0.3400
0.00 (0.00%)
At close: Oct 29, 2026
MSM:DICS Income Statement
Financials in millions OMR. Fiscal year is January - December.
Millions OMR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 83.48 | 86.98 | 84.44 | 70.37 | 64.23 | 22.57 |
Total Interest & Dividend Income | 1.47 | 2.36 | 3.24 | 2.13 | 3.05 | 2.41 |
Gain (Loss) on Sale of Investments | 0.27 | 0.54 | 0.05 | 4.69 | 0.02 | 0.02 |
Other Revenue | 0.23 | - | - | - | 1.36 | 3.07 |
| 85.44 | 89.88 | 87.73 | 77.2 | 68.66 | 28.06 | |
Revenue Growth | -6.52% | 2.46% | 13.64% | 12.44% | 144.67% | 5.50% |
Policy Benefits | 78.07 | 76 | 74.53 | 63.91 | 63.02 | 21.38 |
Policy Acquisition & Underwriting Costs | 3.75 | 7.51 | 6.19 | 5.05 | - | 1.59 |
Selling, General & Administrative | 1.25 | 1.14 | 1.02 | 1.18 | - | 7.82 |
Provision for Bad Debts | 0.01 | 0.01 | -0.1 | 0.07 | - | - |
Other Operating Expenses | - | - | -0.1 | -0.05 | 1.03 | -0.41 |
Reinsurance Income or Expense | - | - | - | - | - | 5.99 |
Total Operating Expenses | 83.08 | 84.67 | 81.54 | 70.16 | 64.05 | 24.39 |
Operating Income | 2.36 | 5.21 | 6.19 | 7.04 | 4.61 | 3.67 |
Interest Expense | -0.09 | -0.12 | -0.21 | -0.18 | -0.29 | -0.32 |
Earnings From Equity Investments | 0.98 | 0.98 | -0.99 | 0.69 | - | - |
EBT Excluding Unusual Items | 6 | 6.07 | 4.99 | 7.56 | 4.32 | 3.35 |
Asset Writedown | -0.01 | -0.01 | - | -0.21 | - | -0.5 |
Pretax Income | 7.58 | 6.06 | 4.99 | 7.35 | 4.32 | 2.85 |
Income Tax Expense | 0.87 | 0.7 | 0.81 | 1.18 | 0.43 | 0.29 |
Net Income | 6.71 | 5.36 | 4.18 | 6.17 | 3.89 | 2.55 |
Net Income to Common | 6.71 | 5.36 | 4.18 | 6.17 | 3.89 | 2.55 |
Net Income Growth | 29.78% | 28.16% | -32.25% | 58.48% | 52.41% | -33.67% |
Shares Outstanding (Basic) | 117 | 115 | 111 | 107 | 103 | 103 |
Shares Outstanding (Diluted) | 118 | 116 | 121 | 127 | 133 | 143 |
Shares Change | -4.81% | -4.05% | -4.77% | -4.11% | -7.00% | 42.79% |
EPS (Basic) | 0.06 | 0.05 | 0.04 | 0.06 | 0.04 | 0.02 |
EPS (Diluted) | 0.06 | 0.05 | 0.04 | 0.05 | 0.00 | 0.02 |
EPS Growth | 34.23% | 31.03% | -29.11% | 3695.88% | -93.21% | -49.84% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 3.09 | 12.58 | 7.16 | 7.17 | 9.27 | -5.98 |
Free Cash Flow Per Share | 0.03 | 0.11 | 0.06 | 0.06 | 0.07 | -0.04 |
Dividend Per Share | 0.018 | 0.018 | 0.015 | 0.015 | 0.015 | 0.015 |
Dividend Growth | 16.67% | 16.67% | 0% | 0% | 0% | 50.00% |
Operating Margin | 2.76% | 5.80% | 7.05% | 9.12% | 6.72% | 13.08% |
Profit Margin | 7.85% | 5.96% | 4.76% | 7.99% | 5.67% | 9.10% |
Free Cash Flow Margin | 3.62% | 14.00% | 8.17% | 9.29% | 13.49% | -21.30% |
EBITDA | 2.64 | 5.47 | 6.39 | 7.2 | 4.77 | 3.85 |
EBITDA Margin | 3.09% | 6.08% | 7.28% | 9.32% | 6.95% | 13.73% |
D&A For EBITDA | 0.29 | 0.26 | 0.2 | 0.16 | 0.16 | 0.18 |
EBIT | 2.36 | 5.21 | 6.19 | 7.04 | 4.61 | 3.67 |
EBIT Margin | 2.76% | 5.80% | 7.05% | 9.12% | 6.72% | 13.08% |
Effective Tax Rate | 11.43% | 11.60% | 16.18% | 16.00% | 9.93% | 10.26% |