MSM:MCTI Income Statement

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	3.07	3.7	4.89	4.98	3.27	4.51
Total Interest & Dividend Income	1.46	1.46	1.4	1.22	1.13	1.08
Gain (Loss) on Sale of Investments	1.01	1.01	0.25	-	1.39	0.49
Other Revenue	1.48	-	-	-	-	0.98
Total Revenue	7.02	6.17	6.53	6.2	5.79	7.06
Revenue Growth (YoY)	23.08%	-5.51%	5.45%	7.02%	-18.01%	-12.84%
Policy Benefits	4.66	4.44	5.87	5.97	3.56	2.69
Policy Acquisition & Underwriting Costs	-	-	-	-	-	0.25
Selling, General & Administrative	-0.01	-0.01	-0.02	-	-	1.43
Other Operating Expenses	0.53	0.62	0.43	0.75	1.11	-
Total Operating Expenses	5.19	5.05	6.28	6.72	4.67	6.14
Operating Income	1.83	1.13	0.25	-0.53	1.12	0.92
Interest Expense	-	-	-	-	-	-0.08
Currency Exchange Gain (Loss)	-	-	-	-	-	0.01
EBT Excluding Unusual Items	1.83	1.13	0.25	-0.53	1.12	0.84
Pretax Income	1.83	1.13	0.25	-0.53	1.12	0.84
Income Tax Expense	-0.08	-0.05	-0.12	-0.06	0.27	0.07
Net Income	1.91	1.18	0.37	-0.47	0.85	0.77
Net Income to Common	1.91	1.18	0.37	-0.47	0.85	0.77
Net Income Growth	953.78%	219.91%	-	-	9.85%	118.54%
Shares Outstanding (Basic)	11	11	11	11	11	11
Shares Outstanding (Diluted)	11	11	11	11	11	11
Shares Change (YoY)	-1.07%	-	1.03%	-1.02%	-	-
EPS (Basic)	0.17	0.11	0.03	-0.04	0.08	0.07
EPS (Diluted)	0.17	0.11	0.03	-0.04	0.08	0.07
EPS Growth	965.17%	219.92%	-	-	9.85%	118.54%
Free Cash Flow	-	0.73	-3.27	1.79	-0.96	-2.67
Free Cash Flow Per Share	-	0.07	-0.30	0.16	-0.09	-0.24
Operating Margin	26.10%	18.25%	3.87%	-8.51%	19.29%	13.00%
Profit Margin	27.20%	19.06%	5.63%	-7.57%	14.62%	10.91%
Free Cash Flow Margin	-	11.87%	-50.04%	28.97%	-16.57%	-37.82%
EBITDA	2.26	1.56	0.74	0.02	1.61	1.45
EBITDA Margin	32.24%	25.35%	11.32%	0.40%	27.82%	20.59%
D&A For EBITDA	0.43	0.44	0.49	0.55	0.49	0.54
EBIT	1.83	1.13	0.25	-0.53	1.12	0.92
EBIT Margin	26.10%	18.25%	3.87%	-8.51%	19.29%	13.00%
Effective Tax Rate	-	-	-	-	24.20%	8.68%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.