National Bank of Oman SAOG (MSM: NBOB)

NBOB Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	307.54	403.97	261.09	307.37	191.96	408.42
Investment Securities	688.64	644.46	475.21	457.28	366.29	292.55
Trading Asset Securities	16.01	18.45	25.14	6.65	8.08	2.64
Total Investments	704.65	662.91	500.35	463.94	374.37	295.19
Gross Loans	4,003	3,666	3,517	3,251	3,059	2,920
Allowance for Loan Losses	-171.13	-157.73	-158.72	-151.33	-138.96	-118.29
Other Adjustments to Gross Loans	-	-	-	-	-17.02	-
Net Loans	3,832	3,508	3,358	3,100	2,903	2,802
Property, Plant & Equipment	60.01	55.89	57.09	59.89	62.57	65.05
Accrued Interest Receivable	-	42.51	36.05	24.61	20.17	23.2
Other Receivables	15.99	120.47	39.72	90.04	52.34	34.23
Restricted Cash	-	0.5	0.5	0.5	0.5	0.5
Other Current Assets	69.06	27.37	41.16	35.1	25.02	14.91
Other Real Estate Owned & Foreclosed	-	-	-	-	0.2	-
Other Long-Term Assets	-	-	-	-	2.94	-
Total Assets	4,989	4,822	4,294	4,081	3,633	3,643
Interest Bearing Deposits	2,564	2,371	1,882	1,617	1,768	1,653
Non-Interest Bearing Deposits	1,423	1,219	1,183	1,306	765.54	879.01
Total Deposits	3,987	3,590	3,065	2,922	2,534	2,532
Short-Term Borrowings	11.01	13.97	24.34	2.08	3.88	1.39
Current Portion of Long-Term Debt	-	-	188.87	-	-	168.29
Current Income Taxes Payable	19.3	18.98	15.98	13.18	9.57	13.22
Accrued Interest Payable	-	92.08	67.45	60.5	50.77	42.05
Other Current Liabilities	54.09	27.37	41.16	35.1	22.36	14.91
Long-Term Debt	170.96	396.09	244.33	485.56	474.72	308
Long-Term Leases	1.23	1.37	1.33	1.75	2.14	2.79
Pension & Post-Retirement Benefits	-	1.73	1.6	1.61	2.44	2.32
Long-Term Deferred Tax Liabilities	1.01	0.85	0.55	0.51	0.02	0.33
Other Long-Term Liabilities	43.37	5.06	2.82	2.93	2.85	6.03
Total Liabilities	4,288	4,147	3,653	3,526	3,102	3,091
Common Stock	162.6	162.6	162.6	162.6	162.6	162.6
Additional Paid-In Capital	34.47	34.47	34.47	34.47	34.47	34.47
Retained Earnings	327.98	302.47	270.25	237.56	216.11	240.41
Comprehensive Income & Other	176	175.02	173.52	120.83	117.06	114.74
Shareholders' Equity	701.04	674.54	640.83	555.46	530.23	552.2
Total Liabilities & Equity	4,989	4,822	4,294	4,081	3,633	3,643
Total Debt	183.2	411.43	458.86	489.39	480.74	480.47
Net Cash (Debt)	396.51	202.27	-97.52	-161.7	-253.06	-69.41
Net Cash Per Share	0.24	0.12	-0.06	-0.10	-0.16	-0.04
Filing Date Shares Outstanding	1,626	1,626	1,626	1,626	1,626	1,626
Total Common Shares Outstanding	1,626	1,626	1,626	1,626	1,626	1,626
Book Value Per Share	0.33	0.31	0.29	0.27	0.26	0.27
Tangible Book Value	701.04	674.54	640.83	555.46	530.23	552.2
Tangible Book Value Per Share	0.33	0.31	0.29	0.27	0.26	0.27

Source: S&P Capital IQ. Banks template. Financial Sources.