National Bank of Oman SAOG (MSM:NBOB)

MSM:NBOB Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	-	302.01	403.98	261.09	307.37	191.96
Investment Securities	-	790.93	649.2	475.21	457.28	366.29
Trading Asset Securities	-	17.6	18.45	25.14	6.65	8.08
Total Investments	-	808.53	667.65	500.35	463.94	374.37
Gross Loans	-	4,117	3,677	3,517	3,251	3,059
Allowance for Loan Losses	-	-164.67	-157.73	-158.72	-151.33	-138.96
Other Adjustments to Gross Loans	-	-	-	-	-	-17.02
Net Loans	-	3,953	3,519	3,358	3,100	2,903
Property, Plant & Equipment	-	59.47	55.89	57.09	59.89	62.57
Accrued Interest Receivable	-	-	-	36.05	24.61	20.17
Other Receivables	-	23.32	120.47	39.72	90.04	52.34
Restricted Cash	-	0.5	0.5	0.5	0.5	0.5
Other Current Assets	-	95.93	54.29	41.16	35.1	25.02
Other Real Estate Owned & Foreclosed	-	-	-	-	-	0.2
Other Long-Term Assets	-	-	-	-	-	2.94
Total Assets	-	5,243	4,822	4,294	4,081	3,633
Interest Bearing Deposits	-	2,695	2,501	1,882	1,617	1,768
Non-Interest Bearing Deposits	-	1,448	1,126	1,183	1,306	765.54
Total Deposits	-	4,143	3,627	3,065	2,922	2,534
Short-Term Borrowings	-	11.89	13.97	24.34	2.08	3.88
Current Portion of Long-Term Debt	-	-	-	188.87	-	-
Current Income Taxes Payable	-	19.12	18.98	15.98	13.18	9.57
Accrued Interest Payable	-	-	-	67.45	60.5	50.77
Other Current Liabilities	-	80.07	27.37	41.16	35.1	22.36
Long-Term Debt	-	178.54	397.26	244.33	485.56	474.72
Long-Term Leases	-	1.08	1.37	1.33	1.75	2.14
Pension & Post-Retirement Benefits	-	1.92	1.73	1.6	1.61	2.44
Long-Term Deferred Tax Liabilities	-	2.17	0.85	0.55	0.51	0.02
Other Long-Term Liabilities	-	36.67	59.05	2.82	2.93	2.85
Total Liabilities	-	4,474	4,147	3,653	3,526	3,102
Common Stock	-	162.6	162.6	162.6	162.6	162.6
Additional Paid-In Capital	-	34.47	34.47	34.47	34.47	34.47
Retained Earnings	-	334.64	302.47	270.25	237.56	216.11
Comprehensive Income & Other	-	236.47	175.02	173.52	120.83	117.06
Shareholders' Equity	766.76	768.16	674.54	640.83	555.46	530.23
Total Liabilities & Equity	-	5,243	4,822	4,294	4,081	3,633
Total Debt	299.11	191.51	412.6	458.86	489.39	480.74
Net Cash (Debt)	169.67	450.5	201.81	-97.52	-161.7	-253.06
Net Cash Growth	-61.71%	123.23%	-	-	-	-
Net Cash Per Share	0.10	0.28	0.12	-0.06	-0.10	-0.16
Filing Date Shares Outstanding	1,626	1,626	1,626	1,626	1,626	1,626
Total Common Shares Outstanding	1,626	1,626	1,626	1,626	1,626	1,626
Book Value Per Share	0.47	0.33	0.31	0.29	0.27	0.26
Tangible Book Value	766.76	768.16	674.54	640.83	555.46	530.23
Tangible Book Value Per Share	0.47	0.33	0.31	0.29	0.27	0.26

Updated Mar 4, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.