National Bank of Oman SAOG (MSM:NBOB)

MSM:NBOB Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	284.41	302.01	403.98	261.09	307.37	191.96
Investment Securities	897.79	790.93	649.2	475.21	457.28	366.29
Trading Asset Securities	14.12	17.6	18.45	25.14	6.65	8.08
Total Investments	911.91	808.53	667.65	500.35	463.94	374.37
Gross Loans	4,278	4,117	3,677	3,517	3,251	3,059
Allowance for Loan Losses	-172.8	-164.67	-157.73	-158.72	-151.33	-138.96
Other Adjustments to Gross Loans	-	-	-	-	-	-17.02
Net Loans	4,105	3,953	3,519	3,358	3,100	2,903
Property, Plant & Equipment	59.89	59.47	55.89	57.09	59.89	62.57
Accrued Interest Receivable	-	-	-	36.05	24.61	20.17
Other Receivables	19.81	23.32	120.47	39.72	90.04	52.34
Restricted Cash	0.5	0.5	0.5	0.5	0.5	0.5
Other Current Assets	118.12	95.93	54.29	41.16	35.1	25.02
Other Real Estate Owned & Foreclosed	-	-	-	-	-	0.2
Other Long-Term Assets	-	-	-	-	-	2.94
Total Assets	5,500	5,243	4,822	4,294	4,081	3,633
Interest Bearing Deposits	2,606	2,695	2,501	1,882	1,617	1,768
Non-Interest Bearing Deposits	1,643	1,448	1,126	1,183	1,306	765.54
Total Deposits	4,250	4,143	3,627	3,065	2,922	2,534
Short-Term Borrowings	-	11.89	13.97	24.34	2.08	3.88
Current Portion of Long-Term Debt	-	-	-	188.87	-	-
Current Income Taxes Payable	17.3	19.12	18.98	15.98	13.18	9.57
Accrued Interest Payable	-	-	-	67.45	60.5	50.77
Other Current Liabilities	101.43	80.07	27.37	41.16	35.1	22.36
Long-Term Debt	285.14	178.54	397.26	244.33	485.56	474.72
Long-Term Leases	1.46	1.08	1.37	1.33	1.75	2.14
Pension & Post-Retirement Benefits	-	1.92	1.73	1.6	1.61	2.44
Long-Term Deferred Tax Liabilities	3.99	2.17	0.85	0.55	0.51	0.02
Other Long-Term Liabilities	55.62	36.67	59.05	2.82	2.93	2.85
Total Liabilities	4,715	4,474	4,147	3,653	3,526	3,102
Common Stock	162.6	162.6	162.6	162.6	162.6	162.6
Additional Paid-In Capital	34.47	34.47	34.47	34.47	34.47	34.47
Retained Earnings	343.9	334.64	302.47	270.25	237.56	216.11
Comprehensive Income & Other	244.48	236.47	175.02	173.52	120.83	117.06
Shareholders' Equity	785.44	768.16	674.54	640.83	555.46	530.23
Total Liabilities & Equity	5,500	5,243	4,822	4,294	4,081	3,633
Total Debt	286.6	191.51	412.6	458.86	489.39	480.74
Net Cash (Debt)	321.1	450.5	201.81	-97.52	-161.7	-253.06
Net Cash Growth	-27.53%	123.23%	-	-	-	-
Net Cash Per Share	0.20	0.28	0.12	-0.06	-0.10	-0.16
Filing Date Shares Outstanding	1,626	1,626	1,626	1,626	1,626	1,626
Total Common Shares Outstanding	1,626	1,626	1,626	1,626	1,626	1,626
Book Value Per Share	0.34	0.33	0.31	0.29	0.27	0.26
Tangible Book Value	785.44	768.16	674.54	640.83	555.46	530.23
Tangible Book Value Per Share	0.34	0.33	0.31	0.29	0.27	0.26

Updated Mar 4, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.