National Bank of Oman SAOG (MSM:NBOB)
Oman flag Oman · Delayed Price · Currency is OMR
0.5100
0.00 (0.00%)
At close: Nov 10, 2026

MSM:NBOB Financials Overview

Millions OMR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
159.63148.98137.19130.17117.9999.37
Revenue Growth
8.35%8.59%5.39%10.32%18.74%16.04%
Net Income
53.6453.5750.3445.338.9721.82
Earnings Per Share
0.030.030.030.030.020.01
EPS Growth
-1.50%6.42%11.11%16.25%78.65%140.99%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Wholesale Banking (Incl. Commercial Banking)
68.3356.1659.4260.0966.3952.23
Retail Banking
58.6558.6755.2153.1655.4257.73
Funding Center
16.4616.847.513.87-12.19-18.75
International Banking
8.137.356.067.743.273.84
Islamic Banking
11.099.9695.325.114.32
Total
162.66148.98137.19130.17117.9999.37

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
551.35625.97642.01614.41361.34327.69
Total Debt
444.08417.17191.51412.6458.86489.39
Net Cash (Debt)
107.27208.8450.5201.81-97.52-161.7
Net Cash Growth
-1.69%-53.65%123.23%---
Net Cash Per Share
0.070.130.280.12-0.06-0.10

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-102.61-57.25-679.48-20.68-272.44-137.27
Capital Expenditures
-6.2-5.61-8.47-3.54-2.17-2.27
Free Cash Flow
-108.81-62.86-687.95-24.22-274.61-139.54
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
33.60%35.96%36.69%34.80%33.03%21.95%
FCF Margin
-68.16%-42.20%-501.46%-18.60%-232.74%-140.43%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0110.0110.0090.0090.0070.004
Dividend Per Share Growth
11.70%11.70%10.59%14.87%100.00%-
Dividend Yield
2.06%2.75%3.18%3.04%2.56%1.89%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.4611.599.5610.0512.0614.61
Forward PE
13.087.958.519.0310.4010.37
PS Ratio
5.194.173.513.503.983.21