National Bank of Oman SAOG (MSM:NBOB)

MSM:NBOB Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	316.77	355.65	302.01	403.98	261.09	307.37
Investment Securities	1,166	830.77	790.93	649.2	475.21	457.28
Trading Asset Securities	17.19	14.5	17.6	18.45	25.14	6.65
Total Investments	1,183	845.27	808.53	667.65	500.35	463.94
Gross Loans	4,670	4,373	4,117	3,677	3,517	3,251
Allowance for Loan Losses	-189.39	-177.19	-164.67	-157.73	-158.72	-151.33
Net Loans	4,481	4,196	3,953	3,519	3,358	3,100
Property, Plant & Equipment	61.3	60.98	59.47	55.89	57.09	59.89
Accrued Interest Receivable	-	-	-	-	36.05	24.61
Other Receivables	28.01	33.15	23.32	120.47	39.72	90.04
Restricted Cash	-	0.5	0.5	0.5	0.5	0.5
Other Current Assets	148.16	99.9	95.93	54.29	41.16	35.1
Total Assets	6,218	5,591	5,243	4,822	4,294	4,081

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	0.37	0.62	-	-	-
Interest Bearing Deposits	2,730	2,650	2,695	2,501	1,882	1,617
Non-Interest Bearing Deposits	1,871	1,367	1,448	1,126	1,183	1,306
Total Deposits	4,601	4,017	4,143	3,627	3,065	2,922
Short-Term Borrowings	9.37	8.13	11.89	13.97	24.34	2.08
Current Portion of Long-Term Debt	-	-	-	-	188.87	-
Current Income Taxes Payable	23.62	25.98	19.12	18.98	15.98	13.18
Accrued Interest Payable	-	-	-	-	67.45	60.5
Other Current Liabilities	129.81	84.55	80.07	27.37	41.16	35.1
Long-Term Debt	484.04	407.13	178.54	397.26	244.33	485.56
Long-Term Leases	2.04	1.91	1.08	1.37	1.33	1.75
Pension & Post-Retirement Benefits	-	2.08	1.92	1.73	1.6	1.61
Long-Term Deferred Tax Liabilities	2.16	2.01	2.17	0.85	0.55	0.51
Other Long-Term Liabilities	59.65	42.19	36.06	59.05	2.82	2.93
Total Liabilities	5,312	4,591	4,474	4,147	3,653	3,526

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	162.6	162.6	162.6	162.6	162.6	162.6
Additional Paid-In Capital	34.47	34.47	34.47	34.47	34.47	34.47
Retained Earnings	391.15	383.94	334.64	302.47	270.25	237.56
Comprehensive Income & Other	318.11	419.01	236.47	175.02	173.52	120.83
Shareholders' Equity	906.32	1,000	768.16	674.54	640.83	555.46
Total Liabilities & Equity	6,218	5,591	5,243	4,822	4,294	4,081

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	495.45	417.17	191.51	412.6	458.86	489.39
Net Cash (Debt)	305.84	208.8	450.5	201.81	-97.52	-161.7
Net Cash Growth	-4.75%	-53.65%	123.23%	-	-	-
Net Cash Per Share	0.19	0.13	0.28	0.12	-0.06	-0.10
Filing Date Shares Outstanding	1,626	1,626	1,626	1,626	1,626	1,626
Total Common Shares Outstanding	1,626	1,626	1,626	1,626	1,626	1,626
Book Value Per Share	0.38	0.37	0.33	0.31	0.29	0.27
Tangible Book Value	906.32	1,000	768.16	674.54	640.83	555.46
Tangible Book Value Per Share	0.38	0.37	0.33	0.31	0.29	0.27

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 15, 2026

Data Sources Report a data error