National Bank of Oman SAOG (MSM:NBOB)

MSM:NBOB Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	250.19	355.65	302.01	403.98	261.09	307.37
Investment Securities	979.49	830.77	790.93	649.2	475.21	457.28
Trading Asset Securities	22.62	14.5	17.6	18.45	25.14	6.65
Total Investments	1,002	845.27	808.53	667.65	500.35	463.94
Gross Loans	4,780	4,373	4,117	3,677	3,517	3,251
Allowance for Loan Losses	-195.05	-177.19	-164.67	-157.73	-158.72	-151.33
Net Loans	4,585	4,196	3,953	3,519	3,358	3,100
Property, Plant & Equipment	61.31	60.98	59.47	55.89	57.09	59.89
Accrued Interest Receivable	-	-	-	-	36.05	24.61
Other Receivables	25.49	33.15	23.32	120.47	39.72	90.04
Restricted Cash	-	0.5	0.5	0.5	0.5	0.5
Other Current Assets	147.83	99.9	95.93	54.29	41.16	35.1
Total Assets	6,072	5,591	5,243	4,822	4,294	4,081

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	0.37	0.62	-	-	-
Interest Bearing Deposits	2,779	2,650	2,695	2,501	1,882	1,617
Non-Interest Bearing Deposits	1,698	1,367	1,448	1,126	1,183	1,306
Total Deposits	4,477	4,017	4,143	3,627	3,065	2,922
Short-Term Borrowings	-	8.13	11.89	13.97	24.34	2.08
Current Portion of Long-Term Debt	-	-	-	-	188.87	-
Current Income Taxes Payable	24.11	25.98	19.12	18.98	15.98	13.18
Accrued Interest Payable	-	-	-	-	67.45	60.5
Other Current Liabilities	129.63	84.55	80.07	27.37	41.16	35.1
Long-Term Debt	442.18	407.13	178.54	397.26	244.33	485.56
Long-Term Leases	1.91	1.91	1.08	1.37	1.33	1.75
Pension & Post-Retirement Benefits	-	2.08	1.92	1.73	1.6	1.61
Long-Term Deferred Tax Liabilities	2.27	2.01	2.17	0.85	0.55	0.51
Other Long-Term Liabilities	67.55	42.19	36.06	59.05	2.82	2.93
Total Liabilities	5,144	4,591	4,474	4,147	3,653	3,526

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	162.6	162.6	162.6	162.6	162.6	162.6
Additional Paid-In Capital	34.47	34.47	34.47	34.47	34.47	34.47
Retained Earnings	409.55	383.94	334.64	302.47	270.25	237.56
Comprehensive Income & Other	321.16	419.01	236.47	175.02	173.52	120.83
Shareholders' Equity	927.77	1,000	768.16	674.54	640.83	555.46
Total Liabilities & Equity	6,072	5,591	5,243	4,822	4,294	4,081

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	444.08	417.17	191.51	412.6	458.86	489.39
Net Cash (Debt)	107.27	208.8	450.5	201.81	-97.52	-161.7
Net Cash Growth	-1.69%	-53.65%	123.23%	-	-	-
Net Cash Per Share	0.07	0.13	0.28	0.12	-0.06	-0.10
Filing Date Shares Outstanding	1,626	1,626	1,626	1,626	1,626	1,626
Total Common Shares Outstanding	1,626	1,626	1,626	1,626	1,626	1,626
Book Value Per Share	0.40	0.37	0.33	0.31	0.29	0.27
Tangible Book Value	927.77	1,000	768.16	674.54	640.83	555.46
Tangible Book Value Per Share	0.40	0.37	0.33	0.31	0.29	0.27

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 9, 2026

Data Sources Report a data error