National Bank of Oman SAOG (MSM:NBOB)

MSM:NBOB Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	-	355.65	302.01	403.98	261.09	307.37
Investment Securities	-	830.77	790.93	649.2	475.21	457.28
Trading Asset Securities	-	14.5	17.6	18.45	25.14	6.65
Total Investments	-	845.27	808.53	667.65	500.35	463.94
Gross Loans	-	4,373	4,117	3,677	3,517	3,251
Allowance for Loan Losses	-	-177.19	-164.67	-157.73	-158.72	-151.33
Net Loans	-	4,196	3,953	3,519	3,358	3,100
Property, Plant & Equipment	-	60.98	59.47	55.89	57.09	59.89
Accrued Interest Receivable	-	-	-	-	36.05	24.61
Other Receivables	-	33.15	23.32	120.47	39.72	90.04
Restricted Cash	-	0.5	0.5	0.5	0.5	0.5
Other Current Assets	-	99.9	95.93	54.29	41.16	35.1
Total Assets	-	5,591	5,243	4,822	4,294	4,081

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	0.37	0.62	-	-	-
Interest Bearing Deposits	-	2,650	2,695	2,501	1,882	1,617
Non-Interest Bearing Deposits	-	1,367	1,448	1,126	1,183	1,306
Total Deposits	-	4,017	4,143	3,627	3,065	2,922
Short-Term Borrowings	-	8.13	11.89	13.97	24.34	2.08
Current Portion of Long-Term Debt	-	-	-	-	188.87	-
Current Income Taxes Payable	-	25.98	19.12	18.98	15.98	13.18
Accrued Interest Payable	-	-	-	-	67.45	60.5
Other Current Liabilities	-	84.55	80.07	27.37	41.16	35.1
Long-Term Debt	-	407.13	178.54	397.26	244.33	485.56
Long-Term Leases	-	1.91	1.08	1.37	1.33	1.75
Pension & Post-Retirement Benefits	-	2.08	1.92	1.73	1.6	1.61
Long-Term Deferred Tax Liabilities	-	2.01	2.17	0.85	0.55	0.51
Other Long-Term Liabilities	-	42.19	36.06	59.05	2.82	2.93
Total Liabilities	-	4,591	4,474	4,147	3,653	3,526

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	-	162.6	162.6	162.6	162.6	162.6
Additional Paid-In Capital	-	34.47	34.47	34.47	34.47	34.47
Retained Earnings	-	383.94	334.64	302.47	270.25	237.56
Comprehensive Income & Other	-	419.01	236.47	175.02	173.52	120.83
Shareholders' Equity	906.32	1,000	768.16	674.54	640.83	555.46
Total Liabilities & Equity	-	5,591	5,243	4,822	4,294	4,081

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	495.45	417.17	191.51	412.6	458.86	489.39
Net Cash (Debt)	305.84	208.8	450.5	201.81	-97.52	-161.7
Net Cash Growth	180.28%	-53.65%	123.23%	-	-	-
Net Cash Per Share	0.19	0.13	0.28	0.12	-0.06	-0.10
Filing Date Shares Outstanding	1,626	1,626	1,626	1,626	1,626	1,626
Total Common Shares Outstanding	1,626	1,626	1,626	1,626	1,626	1,626
Book Value Per Share	0.56	0.37	0.33	0.31	0.29	0.27
Tangible Book Value	906.32	1,000	768.16	674.54	640.83	555.46
Tangible Book Value Per Share	0.56	0.37	0.33	0.31	0.29	0.27

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 19, 2026

Data Sources Report a data error