National Bank of Oman SAOG (MSM:NBOB)

Revenue by Segment

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Wholesale Banking (Incl. Commercial Banking)	56.16M	59.42M	60.09M	66.39M	52.23M
Wholesale Banking (Incl. Commercial Banking) Growth	-5.48%	-1.12%	-9.49%	27.11%	32.24%
Retail Banking	58.67M	55.21M	53.16M	55.42M	57.73M
Retail Banking Growth	6.27%	3.86%	-4.08%	-4.01%	9.60%
Islamic Banking	9.96M	9.00M	5.32M	5.11M	4.32M
Islamic Banking Growth	10.67%	69.15%	4.19%	18.20%	54.97%
International Banking	7.35M	6.06M	7.74M	3.27M	3.84M
International Banking Growth	21.26%	-21.65%	136.68%	-14.87%	57.96%
Funding Center	16.84M	7.51M	3.87M	-12.19M	-18.75M
Funding Center Growth	124.35%	94.21%	-	-	-
Total	148.98M	137.19M	130.17M	117.99M	99.37M
Total Growth	8.59%	5.39%	10.32%	18.74%	16.04%

Revenue by Geography

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Egypt	34.00K	-263.00K	-152.00K	-460.00K	739.00K
Egypt Growth	-	-	-	-	548.25%
Oman	156.85M	145.21M	139.98M	134.33M	119.69M
Oman Growth	8.02%	3.74%	4.20%	12.24%	4.86%
UAE	6.61M	6.38M	6.04M	4.37M	2.93M
UAE Growth	3.64%	5.54%	38.40%	49.20%	7.93%
Total	163.49M	151.33M	145.87M	138.24M	123.35M
Total Growth	8.04%	3.74%	5.52%	12.07%	5.46%

Source: S&P Global Market Intelligence.