National Bank of Oman SAOG Earnings Call Transcripts
Fiscal Year 2025
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Record net profit and asset growth in 2025, with improved cost efficiency and strong capital position. New strategy targets sustainable, double-digit ROE, leveraging technology and sector opportunities, while maintaining disciplined risk and liquidity management.
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Half-year 2025 results show improved cost-to-income ratio, higher ROE, and strong capital and liquidity metrics. Conservative risk management and robust underwriting drive asset quality, while a new three-year strategy is in development.
Fiscal Year 2024
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Record 2024 profit and asset growth were driven by strong deposit inflows, fee income, and prudent risk management. Capital and liquidity ratios remain robust, with a new five-year strategy targeting double-digit ROE and continued investment in technology.