Oman · Delayed Price · Currency is OMR National Bank of Oman SAOG Earnings Call Transcripts
Fiscal Year 2026
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Net profit rose nearly 15% to OMR 39 million in H1 2026, with strong loan and deposit growth and improved cost efficiency. Regulatory changes in Islamic and investment banking are expected to reshape the sector, while prudent provisioning and robust capital ratios support ongoing growth.
Fiscal Year 2025
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Record net profit and asset growth in 2025, with improved cost efficiency and strong capital position. New three-year strategy targets sustainable, profitable growth, with focus on technology, fee income, and disciplined risk management.
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Half-year 2025 results show improved cost-to-income ratio, higher ROE, and strong capital and liquidity metrics. Conservative risk management and robust underwriting drive asset quality, while a new three-year strategy is in development.
Fiscal Year 2024
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Record 2024 profit and asset growth were driven by strong deposit inflows, fee income, and prudent risk management. Capital and liquidity ratios remain robust, with a new five-year strategy targeting double-digit ROE and further digital and fee income expansion.