MSM:NFCI Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	9.26	7.58	5.56	5.88	5.58
Trading Asset Securities	-	0.1	0.63	1.27	-
Loans & Lease Receivables	652.72	578.87	486.86	425.45	406.31
Other Receivables	4.46	3.06	2.98	2.94	2.58
Property, Plant & Equipment	7.57	7.59	7.11	6.57	6.72
Goodwill	5.95	5.95	5.95	5.95	5.95
Other Intangible Assets	0.19	0.16	0.42	0.64	0.9
Restricted Cash	0.25	0.25	0.25	0.25	0.25
Other Current Assets	3.53	2.94	2.74	2.2	2.12
Total Assets	683.93	606.49	512.49	451.14	430.42
Interest Bearing Deposits	93.46	58.49	40.34	32.09	31.27
Total Deposits	93.46	58.49	40.34	32.09	31.27
Accrued Expenses	7.05	5.29	4.55	4.63	3.45
Short-Term Debt	145.59	178.13	134.92	67.56	107.77
Current Portion of Long-Term Debt	127.17	115.34	118.53	112.26	86.84
Current Portion of Leases	0.08	0.11	0.08	0.01	0.01
Long-Term Debt	143.32	92.04	98.28	107.96	78.89
Long-Term Leases	0.08	0.16	0.04	0.06	-
Current Income Taxes Payable	3.41	2.52	2.8	2.36	3.48
Other Current Liabilities	11.24	7.11	5.22	4.33	5.3
Long-Term Deferred Tax Liabilities	1.05	1.03	0.86	0.7	0.53
Pension & Post-Retirement Benefits	0.72	0.67	0.62	0.57	0.59
Total Liabilities	533.16	460.89	406.25	332.52	318.11
Common Stock	60.81	57.37	57.37	54.12	54.12
Additional Paid-In Capital	5.79	5.79	5.79	5.79	5.79
Retained Earnings	47.79	45.95	41.04	32.91	29.55
Comprehensive Income & Other	36.38	36.5	2.05	25.82	22.85
Shareholders' Equity	150.77	145.6	106.24	118.63	112.3
Total Liabilities & Equity	683.93	606.49	512.49	451.14	430.42
Total Debt	416.23	385.78	351.85	287.85	273.5
Net Cash (Debt)	-406.97	-378.1	-345.67	-280.7	-267.92
Net Cash Per Share	-0.63	-0.58	-0.53	-0.43	-0.41
Filing Date Shares Outstanding	650.7	650.7	650.7	650.7	650.7
Total Common Shares Outstanding	650.7	650.7	650.7	650.7	650.7
Working Capital	282.23	225.81	192.56	214.75	178.74
Book Value Per Share	0.23	0.22	0.16	0.18	0.17
Tangible Book Value	144.63	139.5	99.87	112.04	105.45
Tangible Book Value Per Share	0.22	0.21	0.15	0.17	0.16

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.