National Finance Company SAOG (MSM:NFCI)
Oman flag Oman · Delayed Price · Currency is OMR
0.2240
0.00 (0.00%)
At close: Aug 6, 2026

MSM:NFCI Financials Overview

Millions OMR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
39.0535.4329.5526.324.0520.42
Revenue Growth
5.22%19.87%12.35%9.37%17.81%2.35%
Operating Income
21.0318.214.2513.0711.8311.76
Net Income
13.5612.510.7510.388.687.17
Earnings Per Share
0.020.020.020.020.010.01
EPS Growth
1.16%16.21%3.94%20.46%22.22%7.99%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
10.589.267.686.197.155.58
Total Debt
430.15416.23385.78351.85287.85273.5
Net Cash (Debt)
-419.57-406.97-378.1-345.67-280.7-267.92
Net Cash Growth
------
Net Cash Per Share
-0.60-0.63-0.58-0.53-0.43-0.41

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
11.4812.88-24.9823.626.415.23
Capital Expenditures
-0.95-1.1-1.05-0.55-0.36-0.26
Free Cash Flow
10.5411.77-26.0223.076.054.97
Free Cash Flow Growth
-28.31%--281.35%21.64%-86.04%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
53.84%51.39%48.21%49.68%49.18%57.62%
Pretax Margin
50.14%51.38%48.22%49.69%49.58%57.62%
Profit Margin
34.73%35.28%36.39%39.48%36.08%35.11%
FCF Margin
26.98%33.23%-88.06%87.70%25.15%24.36%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0140.0140.0110.0090.0070.007
Dividend Per Share Growth
27.33%26.13%30.59%26.87%0%34.00%
Dividend Yield
6.25%10.17%10.58%7.27%9.29%12.44%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.487.647.479.177.176.95
Forward PE
10.529.219.218.325.446.11
P/FCF Ratio
13.838.11-4.1310.2910.01
PS Ratio
3.732.702.723.622.592.44