National Finance Company SAOG (MSM:NFCI)
Oman flag Oman · Delayed Price · Currency is OMR
0.2200
+0.0150 (7.32%)
At close: Oct 29, 2026

MSM:NFCI Financials Overview

Millions OMR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
37.3435.4329.5526.324.0520.42
Revenue Growth
18.10%19.87%12.35%9.37%17.81%2.35%
Operating Income
19.5818.214.2513.0711.8311.76
Net Income
13.5612.510.7510.388.687.17
Earnings Per Share
0.020.020.020.020.010.01
EPS Growth
28.38%16.21%3.94%20.46%22.22%7.99%

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
10.659.267.686.197.155.58
Total Debt
430.25416.23385.78351.85287.85273.5
Net Cash (Debt)
-419.59-406.97-378.1-345.67-280.7-267.92
Net Cash Growth
------
Net Cash Per Share
-0.64-0.63-0.58-0.53-0.43-0.41

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
11.4812.88-24.9823.626.415.23
Capital Expenditures
-0.95-1.1-1.05-0.55-0.36-0.26
Free Cash Flow
10.5411.77-26.0223.076.054.97
Free Cash Flow Growth
-28.31%--281.35%21.64%-86.04%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
52.44%51.39%48.21%49.68%49.18%57.62%
Pretax Margin
52.44%51.38%48.22%49.69%49.58%57.62%
Profit Margin
36.31%35.28%36.39%39.48%36.08%35.11%
FCF Margin
28.22%33.23%-88.06%87.70%25.15%24.36%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0140.0140.0110.0090.0070.007
Dividend Per Share Growth
27.33%26.13%30.59%26.87%0%34.00%
Dividend Yield
6.36%9.54%8.99%5.81%7.00%8.76%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.047.647.479.177.176.95
Forward PE
10.339.219.218.325.836.11
P/FCF Ratio
11.888.11-4.1310.2910.01
PS Ratio
2.872.702.723.622.592.44