National Finance Company SAOG (MSM:NFCI)
Oman flag Oman · Delayed Price · Currency is OMR
0.2200
+0.0150 (7.32%)
At close: Oct 29, 2026

MSM:NFCI Statistics

Total Valuation

MSM:NFCI has a market cap or net worth of OMR 143.15 million.

Market Cap143.15M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Wednesday, November 4, 2026.

Earnings Date Nov 4, 2026
Ex-Dividend Date Mar 31, 2026

Share Statistics

MSM:NFCI has 650.70 million shares outstanding.

Current Share Class 650.70M
Shares Outstanding 650.70M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float 234.02M

Valuation Ratios

The trailing PE ratio is 9.04 and the forward PE ratio is 10.33.

PE Ratio 9.04
Forward PE 10.33
PS Ratio 2.87
PB Ratio 0.94
P/TBV Ratio 0.98
P/FCF Ratio 11.88
P/OCF Ratio 10.90
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 4.95, with a Debt / Equity ratio of 2.97.

Current Ratio 4.95
Quick Ratio 4.94
Debt / Equity 2.97
Debt / EBITDA n/a
Debt / FCF 37.46
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.27% and return on invested capital (ROIC) is 2.83%.

Return on Equity (ROE) 11.27%
Return on Assets (ROA) 2.37%
Return on Invested Capital (ROIC) 2.83%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 1.28%
Revenue Per Employee 117,833
Profits Per Employee 36,630
Employee Count421
Asset Turnover 0.07
Inventory Turnover n/a

Taxes

In the past 12 months, MSM:NFCI has paid 3.74 million in taxes.

Income Tax 3.74M
Effective Tax Rate 18.12%

Stock Price Statistics

The stock price has increased by +68.20% in the last 52 weeks. The beta is 0.19, so MSM:NFCI's price volatility has been lower than the market average.

Beta (5Y) 0.19
52-Week Price Change +68.20%
50-Day Moving Average 0.21
200-Day Moving Average 0.21
Relative Strength Index (RSI) 58.07
Average Volume (20 Days) 986,812

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, MSM:NFCI had revenue of OMR 49.96 million and earned 15.53 million in profits. Earnings per share was 0.02.

Revenue49.96M
Gross Profit 44.26M
Operating Income 28.92M
Pretax Income 20.63M
Net Income 15.53M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.02
Full Income Statement

Balance Sheet

The company has 11.09 million in cash and 451.35 million in debt, with a net cash position of -440.26 million or -0.68 per share.

Cash & Cash Equivalents 11.09M
Total Debt 451.35M
Net Cash -440.26M
Net Cash Per Share -0.68
Equity (Book Value) 151.88M
Book Value Per Share 0.23
Working Capital 583.32M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 13.14 million and capital expenditures -1.09 million, giving a free cash flow of 12.05 million.

Operating Cash Flow 13.14M
Capital Expenditures -1.09M
Depreciation & Amortization 1.24M
Net Borrowing n/a
Free Cash Flow 12.05M
FCF Per Share 0.02
Full Cash Flow Statement

Margins

Gross margin is 88.58%, with operating and profit margins of 57.88% and 33.81%.

Gross Margin 88.58%
Operating Margin 57.88%
Pretax Margin 41.29%
Profit Margin 33.81%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 32.27%

Dividends & Yields

This stock pays an annual dividend of 0.01, which amounts to a dividend yield of 6.36%.

Dividend Per Share 0.01
Dividend Yield 6.36%
Dividend Growth (YoY) 27.33%
Years of Dividend Growth 4
Payout Ratio 54.00%
FCF Payout Ratio 81.01%
Buyback Yield n/a
Shareholder Yield 6.36%
Earnings Yield 11.06%
FCF Yield 8.42%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Analyst Forecast

The average price target for MSM:NFCI is 0.24, which is 10.46% higher than the current price. The consensus rating is "Buy".

Price Target 0.24
Price Target Difference 10.46%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (3Y) 2.90%
EPS Growth Forecast (3Y) n/a

Stock Splits

The last stock split was on March 31, 2026. It was a forward split with a ratio of 1.07.

Last Split Date Mar 31, 2026
Split Type Forward
Split Ratio 1.07

Scores

Altman Z-Score n/a
Piotroski F-Score 5