National Finance Company SAOG (MSM:NFCI)

MSM:NFCI Statistics

Total Valuation

MSM:NFCI has a market cap or net worth of OMR 141.20 million.

Market Cap	141.20M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, July 14, 2026.

Earnings Date	Jul 14, 2026
Ex-Dividend Date	Mar 31, 2026

Share Statistics

MSM:NFCI has 650.70 million shares outstanding.

Current Share Class	650.70M
Shares Outstanding	650.70M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.00%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	234.02M

Valuation Ratios

The trailing PE ratio is 10.85 and the forward PE ratio is 7.92.

PE Ratio	10.85
Forward PE	7.92
PS Ratio	3.87
PB Ratio	0.98
P/TBV Ratio	1.02
P/FCF Ratio	9.34
P/OCF Ratio	8.80
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.81, with a Debt / Equity ratio of 2.96.

Current Ratio	1.81
Quick Ratio	1.79
Debt / Equity	2.96
Debt / EBITDA	n/a
Debt / FCF	28.20
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.01% and return on invested capital (ROIC) is 2.77%.

Return on Equity (ROE)	11.01%
Return on Assets (ROA)	2.35%
Return on Invested Capital (ROIC)	2.77%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	86,727
Profits Per Employee	30,924
Employee Count	421
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, MSM:NFCI has paid 3.12 million in taxes.

Income Tax	3.12M
Effective Tax Rate	16.57%

Stock Price Statistics

The stock price has increased by +94.47% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+94.47%
50-Day Moving Average	0.23
200-Day Moving Average	0.16
Relative Strength Index (RSI)	31.97
Average Volume (20 Days)	40,987

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, MSM:NFCI had revenue of OMR 36.51 million and earned 13.02 million in profits. Earnings per share was 0.02.

Revenue	36.51M
Gross Profit	36.51M
Operating Income	18.86M
Pretax Income	18.86M
Net Income	13.02M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.02

Balance Sheet

The company has 16.54 million in cash and 426.20 million in debt, with a net cash position of -409.66 million or -0.63 per share.

Cash & Cash Equivalents	16.54M
Total Debt	426.20M
Net Cash	-409.66M
Net Cash Per Share	-0.63
Equity (Book Value)	144.13M
Book Value Per Share	0.22
Working Capital	307.99M

Cash Flow

In the last 12 months, operating cash flow was 16.04 million and capital expenditures -927,000, giving a free cash flow of 15.11 million.

Operating Cash Flow	16.04M
Capital Expenditures	-927,000
Depreciation & Amortization	1.19M
Net Borrowing	n/a
Free Cash Flow	15.11M
FCF Per Share	0.02

Margins

Gross margin is 100.00%, with operating and profit margins of 51.64% and 43.09%.

Gross Margin	100.00%
Operating Margin	51.64%
Pretax Margin	51.64%
Profit Margin	43.09%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	41.39%

Dividends & Yields

This stock pays an annual dividend of 0.02, which amounts to a dividend yield of 6.82%.

Dividend Per Share	0.02
Dividend Yield	6.82%
Dividend Growth (YoY)	27.33%
Years of Dividend Growth	4
Payout Ratio	45.95%
Buyback Yield	n/a
Shareholder Yield	6.82%
Earnings Yield	9.22%
FCF Yield	10.70%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 31, 2026. It was a forward split with a ratio of 1.07.

Last Split Date	Mar 31, 2026
Split Type	Forward
Split Ratio	1.07

Scores

Altman Z-Score	n/a
Piotroski F-Score	6