MSM:NFCI Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	16.54	9.26	7.58	5.56	5.88	5.58
Trading Asset Securities	-	-	0.1	0.63	1.27	-
Loans & Lease Receivables	664	652.72	578.87	486.86	425.45	406.31
Other Receivables	5.31	4.46	3.06	2.98	2.94	2.58
Property, Plant & Equipment	7.46	7.57	7.59	7.11	6.57	6.72
Goodwill	5.95	5.95	5.95	5.95	5.95	5.95
Other Intangible Assets	0.19	0.19	0.16	0.42	0.64	0.9
Restricted Cash	0.25	0.25	0.25	0.25	0.25	0.25
Other Current Assets	4.2	3.53	2.94	2.74	2.2	2.12
Total Assets	703.89	683.93	606.49	512.49	451.14	430.42
Interest Bearing Deposits	98.44	93.46	58.49	40.34	32.09	31.27
Total Deposits	98.44	93.46	58.49	40.34	32.09	31.27
Accrued Expenses	6.13	7.05	5.29	4.55	4.63	3.45
Short-Term Debt	114.83	145.59	178.13	134.92	67.56	107.77
Current Portion of Long-Term Debt	135.53	127.17	115.34	118.53	112.26	86.84
Current Portion of Leases	0.12	0.08	0.11	0.08	0.01	0.01
Long-Term Debt	175.72	143.32	92.04	98.28	107.96	78.89
Long-Term Leases	-	0.08	0.16	0.04	0.06	-
Current Income Taxes Payable	4.13	3.41	2.52	2.8	2.36	3.48
Other Current Liabilities	23.13	11.24	7.11	5.22	4.33	5.3
Long-Term Deferred Tax Liabilities	1.05	1.05	1.03	0.86	0.7	0.53
Pension & Post-Retirement Benefits	0.69	0.72	0.67	0.62	0.57	0.59
Total Liabilities	559.77	533.16	460.89	406.25	332.52	318.11
Common Stock	65.07	60.81	57.37	57.37	54.12	54.12
Additional Paid-In Capital	5.79	5.79	5.79	5.79	5.79	5.79
Retained Earnings	36.9	47.79	45.95	41.04	32.91	29.55
Comprehensive Income & Other	36.37	36.38	36.5	2.05	25.82	22.85
Shareholders' Equity	144.13	150.77	145.6	106.24	118.63	112.3
Total Liabilities & Equity	703.89	683.93	606.49	512.49	451.14	430.42
Total Debt	426.2	416.23	385.78	351.85	287.85	273.5
Net Cash (Debt)	-409.66	-406.97	-378.1	-345.67	-280.7	-267.92
Net Cash Per Share	-0.63	-0.63	-0.58	-0.53	-0.43	-0.41
Filing Date Shares Outstanding	650.7	650.7	650.7	650.7	650.7	650.7
Total Common Shares Outstanding	650.7	650.7	650.7	650.7	650.7	650.7
Working Capital	307.99	282.23	225.81	192.56	214.75	178.74
Book Value Per Share	0.22	0.23	0.22	0.16	0.18	0.17
Tangible Book Value	137.99	144.63	139.5	99.87	112.04	105.45
Tangible Book Value Per Share	0.21	0.22	0.21	0.15	0.17	0.16

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.