National Finance Company SAOG (MSM:NFCI)

MSM:NFCI Ratios and Metrics

Market cap in millions OMR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 3, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	89	80	95	62	50	68
Market Cap Growth	18.05%	-15.66%	53.01%	25.00%	-26.40%	-10.07%
PE Ratio	7.67	7.47	9.17	7.17	6.95	10.32
PS Ratio	2.68	2.72	3.62	2.59	2.44	3.39
PB Ratio	0.60	0.55	0.90	0.53	0.44	0.62
P/FCF Ratio	5.99	-	4.13	10.29	10.01	1.90
P/OCF Ratio	5.60	-	4.03	9.72	9.52	1.63
Debt / Equity Ratio	2.83	2.65	3.31	2.43	2.44	2.60
Debt / FCF Ratio	27.99	-	15.25	47.59	55.00	7.92
Quick Ratio	1.61	1.61	1.62	1.95	1.74	1.49
Current Ratio	1.62	1.62	1.63	1.96	1.75	1.51
Asset Turnover	0.05	0.05	0.06	0.06	0.05	0.05
Return on Equity (ROE)	9.85%	9.62%	9.88%	8.78%	7.80%	7.40%
Return on Assets (ROA)	2.26%	2.17%	2.31%	2.30%	2.01%	1.82%
Earnings Yield	13.04%	15.08%	11.66%	16.28%	17.32%	11.85%
FCF Yield	16.70%	-32.40%	24.22%	9.72%	9.99%	52.65%
Dividend Yield	8.10%	9.94%	6.82%	8.63%	11.55%	6.71%
Payout Ratio	65.74%	45.47%	38.99%	42.73%	37.66%	74.78%
Buyback Yield / Dilution	1.36%	-	-	0.00%	-	-
Total Shareholder Return	9.46%	9.94%	6.82%	8.63%	11.55%	6.71%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.