Oman Arab Bank SAOG (MSM:OAB)

Oman Arab Bank SAOG Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	282.99	246.65	280.68	152.56	238.85	279.73
Investment Securities	441.6	449.85	326.1	331.22	302.02	239.82
Trading Asset Securities	11.54	6.49	5.82	2.39	2.33	1.49
Total Investments	453.13	456.34	331.92	333.6	304.35	241.31
Gross Loans	3,780	3,681	3,493	3,247	2,857	2,748
Allowance for Loan Losses	-183.68	-180.59	-174.35	-149.71	-88.2	-90.61
Other Adjustments to Gross Loans	-52.86	-54.2	-43.92	-29.92	-15.87	-11.72
Net Loans	3,543	3,447	3,275	3,067	2,753	2,645
Property, Plant & Equipment	39.48	39.59	43.1	38.5	43.3	46.61
Goodwill	-	-	-	-	-	6.51
Other Intangible Assets	6.2	6.28	6.59	6.9	7.21	-
Accrued Interest Receivable	4.91	48.44	47.53	46.54	41.92	36.28
Other Receivables	-0.2	1.72	1.47	2.15	2.12	14.75
Restricted Cash	-1.03	1.03	1.03	1.03	1.03	1.03
Other Current Assets	18.01	19.14	14.29	15.53	22.99	15.71
Long-Term Deferred Tax Assets	-	-	0.74	2.05	5.86	2.87
Other Real Estate Owned & Foreclosed	3.83	4.82	3.14	3.5	4.4	0.8
Other Long-Term Assets	24.04	20.68	13.8	12.43	10.2	11.46
Total Assets	4,375	4,291	4,019	3,682	3,436	3,302
Accrued Expenses	1.28	29.18	25.16	21.43	16.26	13.7
Interest Bearing Deposits	2,327	3,534	3,357	1,957	2,112	2,010
Non-Interest Bearing Deposits	1,352	14.21	3.3	1,040	701.49	750.21
Total Deposits	3,678	3,549	3,361	2,997	2,814	2,760
Short-Term Borrowings	34.51	46.38	34.82	90.57	11.6	9.94
Current Portion of Long-Term Debt	-	-	-	-	-	20
Current Income Taxes Payable	11.69	10.15	5.24	3.41	3.05	4.23
Accrued Interest Payable	0.41	37.75	38.68	34.49	26.87	30.27
Other Current Liabilities	14.26	20.46	15.68	17.95	23.63	20.33
Long-Term Debt	9.63	9.63	-	-	-	-
Long-Term Leases	6.56	7.18	7.56	1.7	4.29	5.98
Long-Term Unearned Revenue	-	4.79	4.32	3.68	2.31	2.14
Long-Term Deferred Tax Liabilities	0.17	0.28	0.11	0.2	0.17	0.41
Other Long-Term Liabilities	44.64	11.28	9.75	13.31	9.58	3.57
Total Liabilities	3,802	3,726	3,502	3,184	2,911	2,871
Common Stock	166.94	166.94	166.94	166.94	166.94	166.94
Additional Paid-In Capital	36.57	36.57	36.57	36.57	36.57	36.57
Retained Earnings	181.28	173.86	164.46	154.62	149.27	153.47
Comprehensive Income & Other	188.57	188.4	149.01	139.48	171.56	74.6
Shareholders' Equity	573.35	565.76	516.98	497.6	524.34	431.58
Total Liabilities & Equity	4,375	4,291	4,019	3,682	3,436	3,302
Total Debt	50.69	63.18	42.38	92.27	15.89	35.92
Net Cash (Debt)	243.84	189.95	244.12	62.67	225.29	245.3
Net Cash Growth	84.32%	-22.19%	289.51%	-72.18%	-8.16%	50.09%
Net Cash Per Share	0.14	0.11	0.15	0.04	0.13	0.16
Filing Date Shares Outstanding	1,669	1,669	1,669	1,669	1,669	1,669
Total Common Shares Outstanding	1,669	1,669	1,669	1,669	1,669	1,669
Book Value Per Share	0.23	0.23	0.22	0.21	0.21	0.22
Tangible Book Value	567.15	559.48	510.39	490.7	517.13	425.07
Tangible Book Value Per Share	0.23	0.22	0.22	0.21	0.21	0.21

Updated Jan 27, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.