Oman Arab Bank SAOG (MSM:OAB)

Oman Arab Bank SAOG Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	288.32	246.65	280.68	152.56	238.85	279.73
Investment Securities	386.88	449.85	326.1	331.22	302.02	239.82
Trading Asset Securities	11.44	6.49	5.82	2.39	2.33	1.49
Total Investments	398.32	456.34	331.92	333.6	304.35	241.31
Gross Loans	3,837	3,681	3,493	3,247	2,857	2,748
Allowance for Loan Losses	-189.4	-180.59	-174.35	-149.71	-88.2	-90.61
Other Adjustments to Gross Loans	-55.63	-54.2	-43.92	-29.92	-15.87	-11.72
Net Loans	3,592	3,447	3,275	3,067	2,753	2,645
Property, Plant & Equipment	40.34	39.59	43.1	38.5	43.3	46.61
Goodwill	-	-	-	-	-	6.51
Other Intangible Assets	6.13	6.28	6.59	6.9	7.21	-
Accrued Interest Receivable	4.29	48.44	47.53	46.54	41.92	36.28
Other Receivables	9.45	1.72	1.47	2.15	2.12	14.75
Restricted Cash	1.03	1.03	1.03	1.03	1.03	1.03
Other Current Assets	19.69	19.14	14.29	15.53	22.99	15.71
Long-Term Deferred Tax Assets	-	-	0.74	2.05	5.86	2.87
Other Real Estate Owned & Foreclosed	3.15	4.82	3.14	3.5	4.4	0.8
Other Long-Term Assets	20.44	20.68	13.8	12.43	10.2	11.46
Total Assets	4,383	4,291	4,019	3,682	3,436	3,302
Accrued Expenses	27.58	29.18	25.16	21.43	16.26	13.7
Interest Bearing Deposits	3,634	3,534	3,357	1,957	2,112	2,010
Non-Interest Bearing Deposits	12.92	14.21	3.3	1,040	701.49	750.21
Total Deposits	3,647	3,549	3,361	2,997	2,814	2,760
Short-Term Borrowings	45.47	46.38	34.82	90.57	11.6	9.94
Current Portion of Long-Term Debt	-	-	-	-	-	20
Current Income Taxes Payable	11.05	10.15	5.24	3.41	3.05	4.23
Accrued Interest Payable	0.38	37.75	38.68	34.49	26.87	30.27
Other Current Liabilities	23.3	20.46	15.68	17.95	23.63	20.33
Long-Term Debt	19.25	9.63	-	-	-	-
Long-Term Leases	7.28	7.18	7.56	1.7	4.29	5.98
Long-Term Unearned Revenue	6.39	4.79	4.32	3.68	2.31	2.14
Pension & Post-Retirement Benefits	1.34	1.3	1	0.97	-	-
Long-Term Deferred Tax Liabilities	0.17	0.28	0.11	0.2	0.17	0.41
Other Long-Term Liabilities	18.98	9.98	8.74	12.34	9.58	3.57
Total Liabilities	3,809	3,726	3,502	3,184	2,911	2,871
Common Stock	166.94	166.94	166.94	166.94	166.94	166.94
Additional Paid-In Capital	36.57	36.57	36.57	36.57	36.57	36.57
Retained Earnings	181.75	173.86	164.46	154.62	149.27	153.47
Comprehensive Income & Other	189.41	188.4	149.01	139.48	171.56	74.6
Shareholders' Equity	574.67	565.76	516.98	497.6	524.34	431.58
Total Liabilities & Equity	4,383	4,291	4,019	3,682	3,436	3,302
Total Debt	72	63.18	42.38	92.27	15.89	35.92
Net Cash (Debt)	227.76	189.95	244.12	62.67	225.29	245.3
Net Cash Growth	32.70%	-22.19%	289.51%	-72.18%	-8.16%	50.09%
Net Cash Per Share	0.13	0.11	0.15	0.04	0.13	0.16
Filing Date Shares Outstanding	1,669	1,669	1,669	1,669	1,669	1,669
Total Common Shares Outstanding	1,669	1,669	1,669	1,669	1,669	1,669
Book Value Per Share	0.23	0.23	0.22	0.21	0.21	0.22
Tangible Book Value	568.54	559.48	510.39	490.7	517.13	425.07
Tangible Book Value Per Share	0.23	0.22	0.22	0.21	0.21	0.21

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.