Oman Arab Bank SAOG (MSM: OAB)

Oman Arab Bank SAOG Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	180.45	180.45	280.68	152.56	238.85	279.73
Investment Securities	450.32	450.32	326.1	331.22	302.02	239.82
Trading Asset Securities	6.02	6.02	5.82	2.39	2.33	1.49
Total Investments	456.34	456.34	331.92	333.6	304.35	241.31
Gross Loans	3,447	3,447	3,493	3,247	2,857	2,748
Allowance for Loan Losses	-	-	-174.35	-149.71	-88.2	-90.61
Other Adjustments to Gross Loans	-	-	-43.92	-29.92	-15.87	-11.72
Net Loans	3,447	3,447	3,275	3,067	2,753	2,645
Property, Plant & Equipment	39.59	39.59	43.1	38.5	43.3	46.61
Goodwill	-	-	-	-	-	6.51
Other Intangible Assets	6.28	6.28	6.59	6.9	7.21	-
Accrued Interest Receivable	-	-	47.53	46.54	41.92	36.28
Other Receivables	67.22	67.22	1.47	2.15	2.12	14.75
Restricted Cash	-	-	1.03	1.03	1.03	1.03
Other Current Assets	-	-	14.29	15.53	22.99	15.71
Long-Term Deferred Tax Assets	-	-	0.74	2.05	5.86	2.87
Other Real Estate Owned & Foreclosed	-	-	3.1	3.5	4.4	0.8
Other Long-Term Assets	94.8	94.8	13.85	12.43	10.2	11.46
Total Assets	4,291	4,291	4,019	3,682	3,436	3,302
Accrued Expenses	-	-	25.16	21.43	16.26	13.7
Interest Bearing Deposits	3,534	3,534	2,439	1,957	2,112	2,010
Non-Interest Bearing Deposits	-	-	922.07	1,040	701.49	750.21
Total Deposits	3,534	3,534	3,361	2,997	2,814	2,760
Short-Term Borrowings	5.99	5.99	34.82	90.57	11.6	9.94
Current Portion of Long-Term Debt	-	-	-	-	-	20
Current Income Taxes Payable	10.15	10.15	5.24	3.41	3.05	4.23
Accrued Interest Payable	-	-	38.68	34.49	26.87	30.27
Other Current Liabilities	-	-	15.68	17.95	23.63	20.33
Long-Term Debt	64.22	64.22	-	-	-	-
Long-Term Leases	-	-	7.56	1.7	4.29	5.98
Long-Term Unearned Revenue	-	-	4.32	3.68	2.31	2.14
Long-Term Deferred Tax Liabilities	0.28	0.28	0.11	0.2	0.17	0.41
Other Long-Term Liabilities	110.63	110.63	9.75	13.31	9.58	3.57
Total Liabilities	3,726	3,726	3,502	3,184	2,911	2,871
Common Stock	166.94	166.94	166.94	166.94	166.94	166.94
Additional Paid-In Capital	36.57	36.57	36.57	36.57	36.57	36.57
Retained Earnings	173.86	173.86	164.46	154.62	149.27	153.47
Comprehensive Income & Other	188.4	188.4	149.01	139.48	171.56	74.6
Shareholders' Equity	565.76	565.76	516.98	497.6	524.34	431.58
Total Liabilities & Equity	4,291	4,291	4,019	3,682	3,436	3,302
Total Debt	70.21	70.21	42.38	92.27	15.89	35.92
Net Cash (Debt)	116.26	116.26	244.12	62.67	225.29	245.3
Net Cash Growth	-2.16%	-52.38%	289.51%	-72.18%	-8.16%	50.09%
Net Cash Per Share	0.04	0.04	0.15	0.04	0.13	0.16
Filing Date Shares Outstanding	6,060	6,060	1,669	1,669	1,669	1,669
Total Common Shares Outstanding	6,060	6,060	1,669	1,669	1,669	1,669
Book Value Per Share	0.09	0.09	0.22	0.21	0.21	0.22
Tangible Book Value	559.48	559.48	510.39	490.7	517.13	425.07
Tangible Book Value Per Share	0.09	0.09	0.22	0.21	0.21	0.21

Source: S&P Capital IQ. Banks template. Financial Sources.