Oman Arab Bank SAOG (MSM:OAB)

Oman · Delayed Price · Currency is OMR

0.2680

+0.0100 (3.88%)

At close: Jul 29, 2026

Oman Arab Bank SAOG Financials Overview

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	117.54	116.08	108.32	95.51	92	75.67
Revenue Growth	6.69%	7.16%	13.41%	3.82%	21.57%	-9.22%
Net Income	21.76	20.96	19.54	9.84	5.39	-3.11
Earnings Per Share	0.01	0.01	0.01	0.01	0.00	-0.00
EPS Growth	-1.59%	1.91%	89.42%	82.48%	-	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Treasury	5.45	5.01	5.65	13.46	13.67	13.48
Retail Banking	36.44	35.46	33.77	32.49	34.8	28.92
Islamic Banking	34.28	33.86	31.03	27.2	26.39	21.78
Corporate Banking	41.36	41.75	37.88	22.36	17.33	11.5
Total	117.54	116.08	108.32	95.51	92.19	82.78

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	191.66	269.59	253.13	286.5	154.94	241.18
Total Debt	105.19	83.8	63.18	42.38	92.27	15.89
Net Cash (Debt)	86.47	185.8	189.95	244.12	62.67	225.29
Net Cash Growth	-64.24%	-2.19%	-22.19%	289.51%	-72.18%	-8.16%
Net Cash Per Share	0.05	0.10	0.11	0.15	0.04	0.13

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-191.89	-221.79	-109.41	-222.58	-191.53	-117.4
Capital Expenditures	-7.03	-7.11	-5.16	-8.39	-4.31	-6.79
Free Cash Flow	-198.92	-228.9	-114.57	-230.98	-195.84	-124.19
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	18.51%	18.06%	18.04%	10.31%	5.86%	-4.12%
FCF Margin	-169.24%	-197.19%	-105.77%	-241.83%	-212.87%	-164.11%

Dividends

Fiscal Year	Current	FY 2025
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025
Dividend Per Share	0.005	0.005
Dividend Per Share Growth	0%	-
Dividend Yield	1.94%	2.88%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	23.46	17.01	13.16	24.08	42.40	-
Forward PE	14.89	10.62	10.62	12.57	9.50	11.19
PS Ratio	4.57	3.07	2.37	2.48	2.49	3.53