Oman Arab Bank SAOG (MSM:OAB)

Oman Arab Bank SAOG Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	25.9	266.29	246.65	280.68	152.56	238.85
Investment Securities	567.13	501.97	449.85	326.1	331.22	302.02
Trading Asset Securities	1.74	3.31	6.49	5.82	2.39	2.33
Total Investments	568.87	505.28	456.34	331.92	333.6	304.35
Gross Loans	4,068	3,958	3,726	3,493	3,247	2,857
Allowance for Loan Losses	-165.2	-184.64	-180.59	-174.35	-149.71	-88.2
Other Adjustments to Gross Loans	-48.34	-52.91	-54.2	-43.92	-29.92	-15.87
Net Loans	3,855	3,720	3,491	3,275	3,067	2,753
Property, Plant & Equipment	38.45	39.57	39.59	43.1	38.5	43.3
Other Intangible Assets	5.82	5.97	6.28	6.59	6.9	7.21
Accrued Interest Receivable	5.13	4.45	4.26	47.53	46.54	41.92
Other Receivables	22.29	1.2	1.72	1.47	2.15	2.12
Restricted Cash	146	1.03	1.03	1.03	1.03	1.03
Other Current Assets	11.28	14.26	19.14	14.29	15.53	22.99
Long-Term Deferred Tax Assets	0.19	0.19	-	0.74	2.05	5.86
Other Real Estate Owned & Foreclosed	3.05	3.05	4.82	3.1	3.5	4.4
Other Long-Term Assets	27.25	25.69	20.68	13.85	12.43	10.2
Total Assets	4,709	4,587	4,291	4,019	3,682	3,436

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	30.58	29.18	25.16	21.43	16.26
Interest Bearing Deposits	2,289	2,364	2,316	2,439	1,957	2,112
Non-Interest Bearing Deposits	1,536	1,419	1,270	922.07	1,040	701.49
Total Deposits	3,826	3,783	3,586	3,361	2,997	2,814
Short-Term Borrowings	35.31	17.67	46.38	34.82	90.57	11.6
Current Income Taxes Payable	15.2	14.95	10.15	5.24	3.41	3.05
Accrued Interest Payable	0.54	0.49	0.39	38.68	34.49	26.87
Other Current Liabilities	5.84	14.94	20.46	15.68	17.95	23.63
Long-Term Debt	57.75	57.75	9.63	-	-	-
Long-Term Leases	6.6	8.38	7.18	7.56	1.7	4.29
Long-Term Unearned Revenue	-	7.66	4.79	4.32	3.68	2.31
Pension & Post-Retirement Benefits	1.5	1.35	1.3	1	0.97	-
Long-Term Deferred Tax Liabilities	0.14	0.14	0.28	0.11	0.2	0.17
Other Long-Term Liabilities	58.03	8.73	9.98	8.74	12.34	9.58
Total Liabilities	4,007	3,946	3,726	3,502	3,184	2,911

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	216.94	216.94	166.94	166.94	166.94	166.94
Additional Paid-In Capital	36.57	36.57	36.57	36.57	36.57	36.57
Retained Earnings	195.51	195.03	173.86	164.46	154.62	149.27
Comprehensive Income & Other	253.35	192.65	188.4	149.01	139.48	171.56
Shareholders' Equity	702.36	641.18	565.76	516.98	497.6	524.34
Total Liabilities & Equity	4,709	4,587	4,291	4,019	3,682	3,436

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	99.66	83.8	63.18	42.38	92.27	15.89
Net Cash (Debt)	-24.67	185.8	189.95	244.12	62.67	225.29
Net Cash Growth	-	-2.19%	-22.19%	289.51%	-72.18%	-8.16%
Net Cash Per Share	-0.01	0.10	0.11	0.15	0.04	0.13
Filing Date Shares Outstanding	2,003	2,003	1,669	1,669	1,669	1,669
Total Common Shares Outstanding	2,003	2,003	1,669	1,669	1,669	1,669
Book Value Per Share	0.23	0.23	0.23	0.22	0.21	0.21
Tangible Book Value	696.54	635.21	559.48	510.39	490.7	517.13
Tangible Book Value Per Share	0.23	0.22	0.22	0.22	0.21	0.21

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 9, 2026

Data Sources Report a data error