Oman Arab Bank SAOG (MSM:OAB)

Oman Arab Bank SAOG Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	189.19	266.29	246.65	280.68	152.56	238.85
Investment Securities	474.57	501.97	449.85	326.1	331.22	302.02
Trading Asset Securities	2.48	3.31	6.49	5.82	2.39	2.33
Total Investments	477.05	505.28	456.34	331.92	333.6	304.35
Gross Loans	4,014	3,958	3,726	3,493	3,247	2,857
Allowance for Loan Losses	-162.19	-184.64	-180.59	-174.35	-149.71	-88.2
Other Adjustments to Gross Loans	-46.07	-52.91	-54.2	-43.92	-29.92	-15.87
Net Loans	3,806	3,720	3,491	3,275	3,067	2,753
Property, Plant & Equipment	39.21	39.57	39.59	43.1	38.5	43.3
Other Intangible Assets	5.89	5.97	6.28	6.59	6.9	7.21
Accrued Interest Receivable	5.54	4.45	4.26	47.53	46.54	41.92
Other Receivables	23.87	1.2	1.72	1.47	2.15	2.12
Restricted Cash	122.02	1.03	1.03	1.03	1.03	1.03
Other Current Assets	16.48	14.26	19.14	14.29	15.53	22.99
Long-Term Deferred Tax Assets	0.19	0.19	-	0.74	2.05	5.86
Other Real Estate Owned & Foreclosed	3.05	3.05	4.82	3.1	3.5	4.4
Other Long-Term Assets	28.52	25.69	20.68	13.85	12.43	10.2
Total Assets	4,717	4,587	4,291	4,019	3,682	3,436

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	31.18	30.58	29.18	25.16	21.43	16.26
Interest Bearing Deposits	2,351	2,364	2,316	2,439	1,957	2,112
Non-Interest Bearing Deposits	1,527	1,419	1,270	922.07	1,040	701.49
Total Deposits	3,878	3,783	3,586	3,361	2,997	2,814
Short-Term Borrowings	40.09	17.67	46.38	34.82	90.57	11.6
Current Income Taxes Payable	16.53	14.95	10.15	5.24	3.41	3.05
Accrued Interest Payable	0.64	0.49	0.39	38.68	34.49	26.87
Other Current Liabilities	20	14.94	20.46	15.68	17.95	23.63
Long-Term Debt	57.75	57.75	9.63	-	-	-
Long-Term Leases	7.36	8.38	7.18	7.56	1.7	4.29
Long-Term Unearned Revenue	8.14	7.66	4.79	4.32	3.68	2.31
Pension & Post-Retirement Benefits	1.47	1.35	1.3	1	0.97	-
Long-Term Deferred Tax Liabilities	0.14	0.14	0.28	0.11	0.2	0.17
Other Long-Term Liabilities	12.27	8.73	9.98	8.74	12.34	9.58
Total Liabilities	4,074	3,946	3,726	3,502	3,184	2,911

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	216.94	216.94	166.94	166.94	166.94	166.94
Additional Paid-In Capital	36.57	36.57	36.57	36.57	36.57	36.57
Retained Earnings	193.23	195.03	173.86	164.46	154.62	149.27
Comprehensive Income & Other	196.09	192.65	188.4	149.01	139.48	171.56
Shareholders' Equity	642.83	641.18	565.76	516.98	497.6	524.34
Total Liabilities & Equity	4,717	4,587	4,291	4,019	3,682	3,436

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	105.19	83.8	63.18	42.38	92.27	15.89
Net Cash (Debt)	86.47	185.8	189.95	244.12	62.67	225.29
Net Cash Growth	-64.24%	-2.19%	-22.19%	289.51%	-72.18%	-8.16%
Net Cash Per Share	0.05	0.10	0.11	0.15	0.04	0.13
Filing Date Shares Outstanding	2,003	2,003	1,669	1,669	1,669	1,669
Total Common Shares Outstanding	2,003	2,003	1,669	1,669	1,669	1,669
Book Value Per Share	0.23	0.23	0.23	0.22	0.21	0.21
Tangible Book Value	636.94	635.21	559.48	510.39	490.7	517.13
Tangible Book Value Per Share	0.23	0.22	0.22	0.22	0.21	0.21

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 28, 2026

Data Sources Report a data error