Oman Arab Bank SAOG Cash Flow Statement

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	35.15	34.35	30.44	20.56	16.18	7.08
Depreciation & Amortization	9.17	9.27	10.19	9.84	9.54	10.67
Gain (Loss) on Sale of Assets	-0.01	-0.01	-	0.01	-	-
Gain (Loss) on Sale of Investments	0.05	0.05	-0.13	0.02	-0.01	-0.19
Provision for Credit Losses	21.25	22.47	18.15	24.66	30.14	34.14
Change in Other Net Operating Assets	-262.38	-291.62	-173.3	-280.47	-248.64	-150.87
Other Operating Activities	3.89	3.71	5.25	2.81	1.27	-18.23
Operating Cash Flow	-192.89	-221.79	-109.41	-222.58	-191.53	-117.4
Capital Expenditures	-7.03	-7.11	-5.16	-8.39	-4.31	-6.79
Sale of Property, Plant and Equipment	0.01	0.01	-	0.01	-	-
Investment in Securities	-106.79	-46.12	-45.02	6.93	-31.73	-60.36
Other Investing Activities	1.07	1.09	0.56	0.27	0.26	14.1
Investing Cash Flow	-112.74	-52.12	-49.62	-1.19	-35.78	-53.05
Long-Term Debt Issued	-	48.13	9.63	-	-	-
Net Debt Issued (Repaid)	48.13	48.13	9.63	-	-	-
Issuance of Common Stock	50.23	50.23	30	50	-	96.25
Repurchase of Common Stock	-	-	-	-42.55	-30	-
Common Dividends Paid	-23.4	-13.39	-10.85	-10.53	-10.73	-9.19
Net Increase (Decrease) in Deposit Accounts	197.49	202.85	176.92	365.24	181.77	55.1
Other Financing Activities	-	-	-0.05	-0.18	-0.06	-21.46
Financing Cash Flow	272.44	287.81	205.64	361.97	140.98	120.71
Net Cash Flow	-33.18	13.9	46.61	138.2	-86.33	-49.75
Free Cash Flow	-199.92	-228.9	-114.57	-230.98	-195.84	-124.19
Free Cash Flow Margin	-170.09%	-197.19%	-105.77%	-241.83%	-212.87%	-164.11%
Free Cash Flow Per Share	-0.11	-0.12	-0.07	-0.14	-0.12	-0.07
Cash Interest Paid	133.12	133.12	133.26	106.11	93.3	-
Cash Income Tax Paid	2.01	2.01	-	0.63	-	2.41

Source: S&P Global Market Intelligence. Banks template. Financial Sources.