About AAOTX
The American Funds 2065 Target Date Retirement Fund, Class A, is an open-end mutual fund designed to help investors save for retirement with a projected target date near the year 2065. It operates as a diversified fund-of-funds, allocating its assets among a range of underlying American Funds managed by Capital Group. Early in its lifecycle, the fund emphasizes growth by investing predominantly in equity funds, including domestic and international stocks spanning various sectors and market capitalizations. As the target retirement year approaches, the fund’s allocation gradually shifts to prioritize income and capital preservation, increasing exposure to fixed income, equity-income, and balanced funds. This glide path aims to provide a balance between long-term growth and risk reduction as investors near and enter retirement. The fund pools together holdings from notable underlying funds such as New Perspective Fund, SMALLCAP World Fund, and American Balanced Fund, providing broad diversification. Managed by Capital Research and Management Company, it is intended for individuals with a long-term investment horizon seeking a dynamic, professionally managed retirement solution that automatically adjusts to their changing needs over time.
Fund Family Capital Group
Category Target-Date 2065+
Performance Rating Below Average
Risk Rating Below Average
Stock Exchange Nasdaq
Ticker Symbol AAOTX
Share Class Class A
Index S&P Target Date 2065+ TR
AAOTX had a total return of 12.19% in the past year, including dividends. Since the fund's
inception, the average annual return has been 15.09%.
