American Century Investments One Choice 2045 Portfolio A Class (AROAX)

Fund Assets	1.27B
Expense Ratio	1.12%
Min. Investment	$2,500
Turnover	11.00%
Dividend (ttm)	2.10
Dividend Yield	11.01%
Dividend Growth	160.50%
Payout Frequency	Annual
Ex-Dividend Date	Dec 19, 2025

Previous Close	19.19
YTD Return	8.48%
1-Year Return	11.92%
5-Year Return	29.52%
52-Week Low	17.08
52-Week High	19.87
Beta (5Y)	0.76
Holdings	23
Inception Date	Aug 31, 2004

About AROAX

American Century Investments One Choice 2045 Portfolio A is a target-date mutual fund designed to help investors prepare for retirement around the year 2045. As a fund of funds, it allocates its assets among a diversified mix of underlying American Century mutual funds, covering a blend of domestic and international equities, fixed income, and cash equivalents. The primary objective is to achieve the highest total return consistent with its asset mix, which is dynamically adjusted over time. In early years, the portfolio generally maintains a higher allocation to stocks to pursue capital growth. As the target retirement year approaches, the allocation becomes progressively more conservative, increasing exposure to bonds and other fixed-income assets to help manage risk and preserve capital. The fund’s strategy aims to balance growth and risk, aligning with the changing needs of investors as they near retirement. Its importance in the market lies in offering a professionally managed, all-in-one retirement solution that automatically adjusts risk exposure as the investor’s retirement date draws closer.

• Fund Family: American Century Investments
• Category: Target-Date 2045
• Performance Rating: Low
• Risk Rating: Low
• Stock Exchange: NASDAQ
• Ticker Symbol: AROAX
• Share Class: A Class
• Index: S&P Target Date To 2045 TR

Performance

AROAX had a total return of 11.92% in the past year, including dividends. Since the fund's inception, the average annual return has been 7.67%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
ARDOX	R6 Class	0.52%
AOOIX	I Class	0.67%
AROIX	Investor Class	0.87%
ARORX	R Class	1.37%

Top 10 Holdings

74.37% of assets

Name	Symbol	Weight
American Century Diversified Bond G	ACDOX	15.98%
American Century Large Cap Equity G	AFEGX	10.53%
American Century Focused Lg Cap Val G	ACFLX	10.14%
American Century International Gr G	ACAEX	7.18%
American Century Global Bond G	AGBGX	6.50%
American Century Growth G	ACIHX	5.97%
American Century Mid Cap Value G	ACIPX	4.81%
American Century International Value G	ACAFX	4.78%
American Century Emerging Markets G	ACADX	4.41%
American Century High Income G	ACHFX	4.06%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 19, 2025	$2.1025	Dec 19, 2025
Dec 20, 2024	$0.8071	Dec 20, 2024
Dec 21, 2023	$0.3222	Dec 21, 2023
Dec 28, 2022	$0.8229	Dec 28, 2022
Dec 28, 2021	$1.373	Dec 28, 2021
Dec 29, 2020	$1.0835	Dec 29, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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