American Century One Choice 2045 R (ARORX)

Fund Assets	1.27B
Expense Ratio	1.37%
Min. Investment	$2,500
Turnover	11.00%
Dividend (ttm)	2.05
Dividend Yield	10.72%
Dividend Growth	169.59%
Payout Frequency	Annual
Ex-Dividend Date	Dec 19, 2025

Previous Close	19.19
YTD Return	8.36%
1-Year Return	12.20%
5-Year Return	27.69%
52-Week Low	17.10
52-Week High	19.85
Beta (5Y)	0.76
Holdings	23
Inception Date	Aug 31, 2004

About ARORX

American Century Investments One Choice 2045 Portfolio R Class is a target-date mutual fund designed primarily for individuals planning to retire around the year 2045. Serving as a “fund of funds,” it invests in a diversified mix of underlying American Century mutual funds, allocating assets among stocks, bonds, and short-term investments. The fund’s asset allocation is dynamically adjusted over time—shifting from a growth-oriented equity focus in the early years to a more conservative blend emphasizing bonds and cash as the target retirement date approaches. This gradual adjustment, known as the glide path, aims to balance long-term growth with risk reduction as investors near retirement. The portfolio covers a broad array of sectors and global regions, providing exposure to domestic and international equities, fixed income, and emerging markets. It is professionally managed and regularly rebalanced to maintain its strategic mix and mitigate market volatility. The fund plays a key role in retirement planning by offering a simplified, all-in-one investment solution tailored to a specific retirement horizon, making it especially relevant for employer-sponsored retirement plans and long-term investors seeking systematic risk management and diversification.

• Fund Family: American Century Investments
• Category: Target-Date 2045
• Performance Rating: Low
• Risk Rating: Low
• Stock Exchange: NASDAQ
• Ticker Symbol: ARORX
• Share Class: R Class
• Index: S&P Target Date To 2045 TR

Performance

ARORX had a total return of 12.20% in the past year, including dividends. Since the fund's inception, the average annual return has been 7.40%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
ARDOX	R6 Class	0.52%
AOOIX	I Class	0.67%
AROIX	Investor Class	0.87%
AROAX	A Class	1.12%

Top 10 Holdings

74.37% of assets

Name	Symbol	Weight
American Century Diversified Bond G	ACDOX	15.98%
American Century Large Cap Equity G	AFEGX	10.53%
American Century Focused Lg Cap Val G	ACFLX	10.14%
American Century International Gr G	ACAEX	7.18%
American Century Global Bond G	AGBGX	6.50%
American Century Growth G	ACIHX	5.97%
American Century Mid Cap Value G	ACIPX	4.81%
American Century International Value G	ACAFX	4.78%
American Century Emerging Markets G	ACADX	4.41%
American Century High Income G	ACHFX	4.06%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 19, 2025	$2.0532	Dec 19, 2025
Dec 20, 2024	$0.7616	Dec 20, 2024
Dec 21, 2023	$0.2806	Dec 21, 2023
Dec 28, 2022	$0.7837	Dec 28, 2022
Dec 28, 2021	$1.3222	Dec 28, 2021
Dec 29, 2020	$1.0357	Dec 29, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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