American Funds College 2030 Fund Class 529-E (CTHEX)
| Fund Assets | 4.83B |
| Expense Ratio | 0.91% |
| Min. Investment | $250 |
| Turnover | 10.00% |
| Dividend (ttm) | 0.73 |
| Dividend Yield | 5.26% |
| Dividend Growth | 51.60% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 23, 2025 |
| Previous Close | 13.92 |
| YTD Return | 2.27% |
| 1-Year Return | 11.54% |
| 5-Year Return | 25.80% |
| 52-Week Low | 12.07 |
| 52-Week High | 13.95 |
| Beta (5Y) | n/a |
| Holdings | 15 |
| Inception Date | Sep 14, 2012 |
About CTHEX
American Funds College 2030 Fund Class 529-E is a target-date mutual fund within a 529 education savings program designed to align with beneficiaries planning to begin higher-education withdrawals around 2030. The fund’s objective shifts over time among growth, income, and preservation of capital, adjusting its risk profile as the target date approaches. It invests primarily through a diversified mix of underlying American Funds spanning U.S. and non-U.S. equities, core and multi-sector bonds, and balanced strategies, providing broad exposure across asset classes and geographies. Recent asset allocation emphasizes fixed income alongside a measured equity stake to support stability while maintaining growth potential. The portfolio is overseen by a multi-manager team and concentrates assets in a limited set of underlying funds, resulting in a high percentage of assets in its top holdings. The vehicle aims to simplify college planning by automating rebalancing and glidepath management, offering investors a single, age-based solution with regular income distributions and an expense structure typical of its share class within the series.
Performance
CTHEX had a total return of 11.54% in the past year, including dividends. Since the fund's inception, the average annual return has been 11.82%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
| Symbol | Provider | Name | Expense Ratio |
|---|---|---|---|
| FTFEX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class M | 1.15% |
| FIJNX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class Z | 0.56% |
| FAFEX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class A | 0.90% |
| FDGLX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class K6 | 0.37% |
| FFFEX | Fidelity | Fidelity Freedom 2030 Fund | 0.65% |
Top 10 Holdings
92.68% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds Intermediate Bond Fund of America® Class R-6 | RBOGX | 19.00% |
| American Funds Mortgage Fund® Class R-6 | RMAGX | 13.34% |
| American Funds The Bond Fund of America® Class R-6 | RBFGX | 12.00% |
| American Funds Strategic Bond Fund Class R-6 | RANGX | 10.00% |
| American Funds American Mutual Fund® Class R-6 | RMFGX | 10.00% |
| American Funds American Balanced Fund® Class R-6 | RLBGX | 7.01% |
| American Funds The Income Fund of America® Class R-6 | RIDGX | 6.33% |
| American Funds American High-Income Trust® Class R-6 | RITGX | 5.67% |
| American Funds Multi-Sector Income R-6 | RMDUX | 5.67% |
| American Funds Washington Mutual Investors Fund Class R-6 | RWMGX | 3.66% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 23, 2025 | $0.7336 | Dec 24, 2025 |
| Dec 23, 2024 | $0.4839 | Dec 24, 2024 |
| Dec 21, 2023 | $0.3482 | Dec 22, 2023 |
| Dec 22, 2022 | $0.4532 | Dec 23, 2022 |
| Dec 22, 2021 | $1.7007 | Dec 23, 2021 |
| Dec 22, 2020 | $0.7792 | Dec 23, 2020 |