Franklin Conservative Allocation Advisor (FTCZX)

Fund Assets	875.31M
Expense Ratio	0.564%
Min. Investment	$1,000
Turnover	40.01%
Dividend (ttm)	0.46
Dividend Yield	3.05%
Dividend Growth	10.27%
Payout Frequency	Quarterly
Ex-Dividend Date	Sep 30, 2026

Previous Close	14.92
YTD Return	5.15%
1-Year Return	7.03%
5-Year Return	23.63%
52-Week Low	14.34
52-Week High	15.47
Beta (5Y)	0.55
Holdings	23
Inception Date	Dec 1, 2005

About FTCZX

Franklin Conservative Allocation Fund Advisor Class is a target-risk mutual fund designed to provide a balanced approach to growth and income for investors seeking moderate capital appreciation with an emphasis on risk management. The fund operates as a "fund of funds," meaning it invests in a diversified mix of underlying mutual funds and exchange-traded funds, primarily those affiliated with Franklin Templeton. Its portfolio is typically allocated around 40% to equity funds and 60% to fixed income funds, reflecting its conservative strategy focused on reducing volatility and preserving capital. Sector exposures include information technology, financials, healthcare, and consumer discretionary, while the fixed income portion covers both U.S. and global bonds. The fund distributes dividends quarterly and has a long track record since its inception in 2005. With over $800 million in assets, its benchmark blending equity and fixed-income indices underscores its role as a core conservative holding for individuals with shorter investment horizons or lower risk tolerance. The portfolio's relatively low beta and standard deviation further emphasize its priority on stability and risk-adjusted returns within the moderately conservative allocation category.

• Fund Family: Franklin Templeton Investments
• Category: Allocation--30% to 50% Equity
• Performance Rating: Average
• Risk Rating: Average
• Stock Exchange: Nasdaq
• Ticker Symbol: FTCZX
• Share Class: Advisor Class
• Index: Bloomberg Multiverse TR USD Unhedged

Performance

FTCZX had a total return of 7.03% in the past year, including dividends. Since the fund's inception, the average annual return has been 4.91%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
FTCIX	Class A	0.82%
FTCRX	Class R	1.07%
FTCCX	Class C	1.58%

Top 10 Holdings

80.10% of assets

Name	Symbol	Weight
Franklin U.S Core Bond ETF	FLCB	21.91%
Franklin U.S. Core Equity Advisor	FCEUX	16.19%
Franklin Investment Grade Corporate ETF	FLCO	10.39%
Franklin U.S. Treasury Bond ETF	FLGV	9.34%
Putnam Large Cap Value R6	PEQSX	4.39%
Franklin U.S. Large Cap Multifactor Index ETF	FLQL	4.14%
Vanguard Total International Bond ETF	BNDX	3.83%
BrandywineGLOBAL Global Opp Bond IS	GOBSX	3.83%
Putnam Large Cap Growth R6	PGOEX	3.14%
Franklin International Core Equity Adv	FCENX	2.94%

Dividend History

Ex-Dividend	Amount	Pay Date
Sep 30, 2026	$0.1109	Sep 30, 2026
Jun 30, 2026	$0.3376	Jun 30, 2026
Mar 31, 2026	$0.0449	Mar 31, 2026
Dec 30, 2025	$0.5415	Dec 30, 2025
Sep 30, 2025	$0.0972	Sep 30, 2025
Jun 30, 2025	$0.1128	Jun 30, 2025

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 16, 2026

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