Voya Target Retirement 2040 Fund Class I (IRSOX)
| Fund Assets | 141.51M |
| Expense Ratio | 0.37% |
| Min. Investment | $250,000 |
| Turnover | 79.00% |
| Dividend (ttm) | 2.11 |
| Dividend Yield | 14.05% |
| Dividend Growth | 539.33% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2025 |
| Previous Close | 15.05 |
| YTD Return | -2.46% |
| 1-Year Return | 15.33% |
| 5-Year Return | 44.64% |
| 52-Week Low | 13.26 |
| 52-Week High | 17.66 |
| Beta (5Y) | 0.83 |
| Holdings | 16 |
| Inception Date | Dec 20, 2012 |
About IRSOX
Voya Target Retirement 2040 Fund Class I is a target-date mutual fund designed primarily for investors anticipating retirement around the year 2040. Its central purpose is to deliver a total return through a dynamically managed, diversified asset allocation that adjusts as the target date approaches. The fund invests in a mix of underlying equity and fixed income funds, blending both actively managed and indexed vehicles such as large-cap U.S. stocks, international equities, mid- and small-cap stocks, and a variety of bond funds. In the early years, the portfolio emphasizes growth potential through significant equity exposure; as the target retirement date nears, it progressively shifts toward more conservative fixed income holdings to support capital preservation. This open-architecture approach extends across multiple asset classes and fund providers, aiming for a risk-return profile suitable for long-term retirement planning. Voya Target Retirement 2040 Fund Class I is structured to serve as a comprehensive, all-in-one solution for individuals saving for retirement, with the investment strategy engineered to align with evolving risk tolerance as the retirement horizon shortens.
Performance
IRSOX had a total return of 15.33% in the past year, including dividends. Since the fund's inception, the average annual return has been 9.54%.
Top 10 Holdings
98.29% of assets| Name | Symbol | Weight |
|---|---|---|
| Fidelity 500 Index Fund | FXAIX | 45.50% |
| Vanguard FTSE Developed Markets ETF | VEA | 15.29% |
| Voya Intermediate Bond Fund Class R6 | IIBZX | 10.94% |
| Voya Multi-Manager International Equity Fund Class I | IIGIX | 8.11% |
| iShares Core S&P Mid-Cap ETF | IJH | 3.99% |
| Vanguard FTSE Emerging Markets ETF | VWO | 3.46% |
| Voya VACS Series Eme | VVIFX | 3.07% |
| Vanguard Long-Term Treasury ETF | VGLT | 3.00% |
| iShares Core U.S. Aggregate Bond ETF | AGG | 2.48% |
| 5 Year Treasury Note Future June 26 | n/a | 2.44% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2025 | $2.1149 | Dec 30, 2025 |
| Dec 30, 2024 | $0.3308 | Dec 31, 2024 |
| Dec 28, 2023 | $0.2816 | Dec 29, 2023 |
| Dec 30, 2022 | $0.6805 | Jan 3, 2023 |
| Dec 31, 2021 | $2.5788 | Jan 3, 2022 |
| Dec 31, 2020 | $0.5458 | Jan 4, 2021 |