Voya Target Retirement 2040 I (IRSOX)

Fund Assets	141.51M
Expense Ratio	0.36%
Min. Investment	$250,000
Turnover	79.00%
Dividend (ttm)	0.51
Dividend Yield	2.98%
Dividend Growth	54.69%
Payout Frequency	Annual
Ex-Dividend Date	Dec 30, 2025

Previous Close	17.36
YTD Return	11.34%
1-Year Return	14.64%
5-Year Return	53.35%
52-Week Low	14.86
52-Week High	17.66
Beta (5Y)	0.84
Holdings	16
Inception Date	Dec 20, 2012

About IRSOX

Voya Target Retirement 2040 Fund Class I is a target-date mutual fund designed primarily for investors anticipating retirement around the year 2040. Its central purpose is to deliver a total return through a dynamically managed, diversified asset allocation that adjusts as the target date approaches. The fund invests in a mix of underlying equity and fixed income funds, blending both actively managed and indexed vehicles such as large-cap U.S. stocks, international equities, mid- and small-cap stocks, and a variety of bond funds. In the early years, the portfolio emphasizes growth potential through significant equity exposure; as the target retirement date nears, it progressively shifts toward more conservative fixed income holdings to support capital preservation. This open-architecture approach extends across multiple asset classes and fund providers, aiming for a risk-return profile suitable for long-term retirement planning. Voya Target Retirement 2040 Fund Class I is structured to serve as a comprehensive, all-in-one solution for individuals saving for retirement, with the investment strategy engineered to align with evolving risk tolerance as the retirement horizon shortens.

• Fund Family: Voya
• Category: Target-Date 2040
• Performance Rating: Above Average
• Risk Rating: Above Average
• Stock Exchange: NASDAQ
• Ticker Symbol: IRSOX
• Share Class: Class I
• Index: S&P Target Date 2040 TR

Performance

IRSOX had a total return of 14.64% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.24%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
VTRKX	Class R6	0.25%
VTRJX	Class A	0.61%
VRRKX	Class R	0.86%

Top 10 Holdings

98.28% of assets

Name	Symbol	Weight
Fidelity 500 Index Fund	FXAIX	46.04%
Vanguard FTSE Developed Markets ETF	VEA	13.58%
Voya Intermediate Bond R6	IIBZX	10.81%
Voya Multi-Manager International Eq I	IIGIX	9.79%
iShares Core S&P Mid-Cap ETF	IJH	3.99%
Vanguard FTSE Emerging Markets ETF	VWO	3.39%
Voya VACS Series Eme	VVIFX	2.97%
Vanguard Long-Term Treasury ETF	VGLT	2.86%
5 Year Treasury Note Future Dec 26	n/a	2.46%
iShares Core U.S. Aggregate Bond ETF	AGG	2.40%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 30, 2025	$2.1149	Dec 30, 2025
Dec 30, 2024	$0.3308	Dec 31, 2024
Dec 28, 2023	$0.2816	Dec 29, 2023
Dec 30, 2022	$0.6805	Jan 3, 2023
Dec 31, 2021	$2.5788	Jan 3, 2022
Dec 31, 2020	$0.5458	Jan 4, 2021

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Sep 24, 2026

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