Voya Target Retirement 2040 A (VTRJX)

Fund Assets	141.51M
Expense Ratio	0.61%
Min. Investment	$1,000
Turnover	79.00%
Dividend (ttm)	0.43
Dividend Yield	2.52%
Dividend Growth	47.77%
Payout Frequency	Annual
Ex-Dividend Date	Dec 30, 2025

Previous Close	17.28
YTD Return	12.43%
1-Year Return	19.40%
5-Year Return	51.00%
52-Week Low	14.79
52-Week High	17.52
Beta (5Y)	0.87
Holdings	16
Inception Date	Dec 21, 2015

About VTRJX

The Voya Target Retirement 2040 Fund Class A is a target-date mutual fund intended for investors aiming to begin retirement between 2038 and 2042. Its primary function is to offer a professionally managed, diversified portfolio that dynamically adjusts asset allocations as the investor approaches the target date. Early in the investment horizon, the fund allocates aggressively toward equities, with approximately 91% in equity securities and about 9% in debt instruments, seeking capital appreciation during the growth phase of working years. As the 2040 target date comes closer, the fund gradually shifts to a more conservative mix to prioritize asset preservation—eventually reaching roughly a 35% equity allocation at retirement. This glide path design helps balance growth opportunities with risk management, making it a popular retirement planning solution. The fund utilizes both actively managed and index funds, including exchange-traded funds, and follows an open-architecture framework by investing in a mix of affiliated and unaffiliated funds. With annual dividends, a moderate expense ratio, and a focus on total return, the Voya Target Retirement 2040 Fund serves individuals seeking an all-in-one investment vehicle aligned with a specific retirement timeline.

• Fund Family: Voya
• Category: Target-Date 2040
• Performance Rating: Above Average
• Risk Rating: Above Average
• Stock Exchange: NASDAQ
• Ticker Symbol: VTRJX
• Share Class: Class A
• Index: S&P Target Date 2040 TR

Performance

VTRJX had a total return of 19.40% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.71%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
VTRKX	Class R6	0.25%
IRSOX	Class I	0.36%
VRRKX	Class R	0.86%

Top 10 Holdings

98.37% of assets

Name	Symbol	Weight
Fidelity 500 Index Fund	FXAIX	45.81%
Vanguard FTSE Developed Markets ETF	VEA	13.65%
Voya Intermediate Bond R6	IIBZX	10.98%
Voya Multi-Manager International Eq I	IIGIX	9.59%
iShares Core S&P Mid-Cap ETF	IJH	4.07%
Vanguard FTSE Emerging Markets ETF	VWO	3.42%
Vanguard Long-Term Treasury ETF	VGLT	2.91%
Voya VACS Series Eme	VVIFX	2.89%
5 Year Treasury Note Future Sept 26	n/a	2.56%
iShares Core U.S. Aggregate Bond ETF	AGG	2.49%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 30, 2025	$2.0363	Dec 30, 2025
Dec 30, 2024	$0.2931	Dec 31, 2024
Dec 28, 2023	$0.2158	Dec 29, 2023
Dec 30, 2022	$0.6472	Jan 3, 2023
Dec 31, 2021	$2.5343	Jan 3, 2022
Dec 31, 2020	$0.5198	Jan 4, 2021

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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