About LIHPX
BlackRock LifePath Index 2045 Fund Investor P is a target-date mutual fund designed to help investors plan for retirement around the year 2045. Its primary function is to provide a diversified, risk-managed investment solution that automatically adjusts its asset allocation as the target retirement year approaches. The fund invests in a mix of global equities, bonds, real estate, and inflation-protected securities, with a current emphasis on growth-oriented assets such as large-cap U.S. stocks, international equities, and small-cap stocks via index funds and ETFs. Over time, the portfolio becomes more conservative, increasing exposure to fixed income and reducing stock holdings to lower risk as retirement nears. Notable features include its systematic allocation approach, broad diversification, and low net expense ratio of approximately 0.39%. The fund is structured to align with the evolving risk tolerance and income needs of investors as they progress toward retirement, making it a significant component in retirement planning strategies within the broader context of target-date funds.
Fund Family BlackRock
Category Target-Date 2045
Performance Rating Average
Risk Rating Above Average
Stock Exchange Nasdaq
Ticker Symbol LIHPX
Index Index is not available on Lipper Database
LIHPX had a total return of 13.12% in the past year, including dividends. Since the fund's
inception, the average annual return has been 9.86%.
