NYLI Moderate Allocation Class C (MMRCX)

Fund Assets	794.49M
Expense Ratio	1.94%
Min. Investment	$1,000
Turnover	38.00%
Dividend (ttm)	0.10
Dividend Yield	0.69%
Dividend Growth	-67.09%
Payout Frequency	n/a
Ex-Dividend Date	Dec 30, 2025

Previous Close	15.21
YTD Return	8.45%
1-Year Return	12.12%
5-Year Return	24.62%
52-Week Low	13.61
52-Week High	15.40
Beta (5Y)	0.66
Holdings	39
Inception Date	Apr 4, 2005

About MMRCX

NYLI Moderate Allocation Fund Class C is an open-end mutual fund designed to provide investors with a balanced approach to asset growth and income generation. The fund’s primary objective is long-term capital appreciation, with a secondary focus on delivering current income. As a "fund of funds," it invests primarily in a diversified portfolio of underlying mutual funds and exchange-traded funds managed by New York Life Investment Management or its affiliates, offering exposure across both domestic and international equities as well as fixed income securities. Aimed at those seeking a moderate risk profile, the fund typically allocates about 60% of assets to equities—including approximately 15% to international stocks—and 40% to fixed income, with ranges that allow for active adjustments in response to market conditions. Seasoned management teams oversee both asset selection and allocation, providing dynamic rebalancing based on market and economic factors. The fund may also use derivatives to manage risk or enhance returns. NYLI Moderate Allocation Fund Class C serves as a comprehensive investment solution, delivering diversified exposure through active management and daily portfolio monitoring, tailoring its allocations to align with its risk-targeted mandate and the evolving investment landscape.

• Fund Family: New York Life Investment Management LLC
• Category: Mix Tgt All Mod
• Performance Rating: Below Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: MMRCX
• Share Class: Class C
• Index: S&P 500 TR

Performance

MMRCX had a total return of 12.12% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.51%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FSCNX	Fidelity	Fidelity Advisor Asset Manager 60% - Class C	1.67%
FFTMX	Fidelity	Fidelity Advisor Asset Manager 50% M	1.07%
FSATX	Fidelity	Fidelity Advisor Asset Manager 60% - Class M	1.17%
SWCGX	Schwab	Schwab MarketTrack Conservative Portfolio™	0.49%
SWBGX	Schwab	Schwab MarketTrack Balanced Portfolio™	0.48%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
MMRIX	Class I	0.75%
MMRAX	Class A	1.00%
MMRDX	Investor Class	1.19%
MMRSX	Simple Class	1.44%

Top 10 Holdings

60.50% of assets

Name	Symbol	Weight
NYLI U.S. Government Liquidity Class I	MUSXX	9.77%
NYLI U.S. Large Cap R&D Leaders ETF	LRND	6.95%
NYLI MacKay Core Plus Bond ETF	CPLB	6.50%
NYLI MacKay Total Return Bond Class R6	MTRDX	6.50%
NYLI Candriam U.S. Mid Cap Equity ETF	IQSM	5.60%
NYLI Candriam U.S. Large Cap Equity ETF	IQSU	5.19%
NYLI MacKay U.S. Infras Bond Class R6	MGVDX	5.06%
NYLI MacKay Securitized Income ETF	SECR	5.05%
NYLI WMC Growth Class R6	KLGDX	4.99%
NYLI Floating Rate Class R6	MXFEX	4.88%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 30, 2025	$0.58148	Dec 30, 2025
Dec 30, 2024	$0.72696	Dec 30, 2024
Dec 29, 2022	$0.54348	Dec 29, 2022
Dec 30, 2021	$1.23051	Dec 30, 2021
Dec 30, 2020	$0.65895	Dec 30, 2020
Dec 30, 2019	$0.38385	Dec 30, 2019

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 26, 2026

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