NYLI Moderate Allocation Investor Class (MMRDX)

Fund Assets	794.49M
Expense Ratio	1.19%
Min. Investment	$1,000
Turnover	38.00%
Dividend (ttm)	0.24
Dividend Yield	1.55%
Dividend Growth	-46.52%
Payout Frequency	Annual
Ex-Dividend Date	Dec 30, 2025

Previous Close	15.51
YTD Return	8.96%
1-Year Return	12.92%
5-Year Return	29.41%
52-Week Low	13.83
52-Week High	15.69
Beta (5Y)	0.66
Holdings	39
Inception Date	Feb 28, 2008

About MMRDX

NYLI Moderate Allocation Fund Investor Class is an open-end mutual fund designed to provide investors with long-term growth of capital and, secondarily, current income. Functioning as a "fund of funds," it primarily allocates its assets among a diversified selection of mutual funds and exchange-traded funds managed by New York Life Investments or its affiliates. This structure allows the fund to offer diversified exposure across both equity and fixed income markets, typically maintaining a moderate risk profile suitable for investors seeking a balance between growth and income potential. The fund’s managers actively monitor and adjust asset class allocations based on quantitative and qualitative analyses of market conditions in order to align with its target risk level. It may invest more than 25% of its assets in a single underlying fund when appropriate, and has the flexibility to use derivatives for risk management or to enhance returns. Known for a seasoned management team and an institutional approach, this fund is often utilized by investors aiming for a thoughtfully diversified portfolio that adapts to changing markets while maintaining moderate risk exposure.

• Fund Family: New York Life Investment Management LLC
• Category: Mix Tgt All Mod
• Performance Rating: Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: MMRDX
• Share Class: Investor Class
• Index: S&P 500 TR

Performance

MMRDX had a total return of 12.92% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.81%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FSCNX	Fidelity	Fidelity Advisor Asset Manager 60% - Class C	1.67%
FFTMX	Fidelity	Fidelity Advisor Asset Manager 50% M	1.07%
FSATX	Fidelity	Fidelity Advisor Asset Manager 60% M	1.17%
SWCGX	Schwab	Schwab MarketTrack Conservative Portfolio™	0.49%
SWBGX	Schwab	Schwab MarketTrack Balanced Portfolio™	0.48%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
MMRIX	Class I	0.75%
MMRAX	Class A	1.00%
MMRSX	Simple Class	1.44%
MMRCX	Class C	1.94%

Top 10 Holdings

60.50% of assets

Name	Symbol	Weight
NYLI U.S. Government Liquidity Class I	MUSXX	9.77%
NYLI U.S. Large Cap R&D Leaders ETF	LRND	6.95%
NYLI MacKay Core Plus Bond ETF	CPLB	6.50%
NYLI MacKay Total Return Bond Class R6	MTRDX	6.50%
NYLI Candriam U.S. Mid Cap Equity ETF	IQSM	5.60%
NYLI Candriam U.S. Large Cap Equity ETF	IQSU	5.19%
NYLI MacKay U.S. Infras Bond Class R6	MGVDX	5.06%
NYLI MacKay Securitized Income ETF	SECR	5.05%
NYLI WMC Growth Class R6	KLGDX	4.99%
NYLI Floating Rate Class R6	MXFEX	4.88%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 30, 2025	$0.71857	Dec 30, 2025
Dec 30, 2024	$0.86083	Dec 30, 2024
Dec 28, 2023	$0.02285	Dec 28, 2023
Dec 29, 2022	$0.63966	Dec 29, 2022
Dec 30, 2021	$1.34352	Dec 30, 2021
Dec 30, 2020	$0.76822	Dec 30, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 26, 2026

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