Putnam Sustainable Retirement 2065 A (PCJQX)
| Fund Assets | 1.05M |
| Expense Ratio | 0.85% |
| Min. Investment | $500 |
| Turnover | 37.00% |
| Dividend (ttm) | 1.28 |
| Dividend Yield | 9.58% |
| Dividend Growth | 181.77% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2025 |
| Previous Close | 12.56 |
| YTD Return | -0.15% |
| 1-Year Return | 14.13% |
| 5-Year Return | 59.74% |
| 52-Week Low | 9.45 |
| 52-Week High | 13.64 |
| Beta (5Y) | n/a |
| Holdings | 8 |
| Inception Date | Jan 4, 2021 |
About PCJQX
Putnam Sustainable Retirement 2065 Fund Class A is an open-end mutual fund structured as a target-date fund, primarily designed for individuals who anticipate retiring around the year 2065. The fund’s strategy is to provide diversified exposure across multiple asset classes by investing in a selection of underlying funds, with a distinct focus on sustainability and environmental, social, and governance (ESG) characteristics. These underlying investments mainly include exchange-traded funds (ETFs) managed by Franklin Advisers, Inc. and affiliated managers, reflecting an integrated ESG approach in its asset allocation. The fund’s glide path adjusts its allocation over time: it starts with a higher weighting in growth-oriented assets such as equities and gradually transitions toward more conservative, income-generating investments as the target retirement date draws nearer. This allows the fund to balance long-term capital appreciation with risk management suited to individuals’ evolving needs as they age. The Putnam Sustainable Retirement 2065 Fund Class A plays a significant role in the retirement planning landscape by offering a managed, sustainable, and adaptable investment solution aligned with long-term financial goals for future retirees.
Performance
PCJQX had a total return of 14.13% in the past year, including dividends. Since the fund's inception, the average annual return has been 16.43%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
| Symbol | Provider | Name | Expense Ratio |
|---|---|---|---|
| FFSDX | Fidelity | Fidelity Freedom 2065 Fund - Class K | 0.65% |
| FDFQX | Fidelity | Fidelity Advisor Freedom 2065 Fund - Class Z | 0.65% |
| FDFYX | Fidelity | Fidelity Advisor Freedom 2065 Fund - Class C | 1.76% |
| FDFRX | Fidelity | Fidelity Advisor Freedom 2065 Fund - Class K6 | 0.46% |
| FDFZX | Fidelity | Fidelity Advisor Freedom 2065 Fund - Class A | 1.01% |
Top Holdings
| Name | Symbol | Weight |
|---|---|---|
| Putnam Sustainable Leaders ETF | PLDR | 49.77% |
| Putnam Sustainable Future ETF | PFUT | 23.16% |
| Putnam PanAgora ESG International Equity ETF | PPIE | 17.03% |
| Putnam PanAgora ESG Emerging Markets Equity ETF | PPEM | 5.63% |
| Putnam ESG Core Bond ETF | PCRB | 2.28% |
| Putnam ESG High Yield ETF | PHYD | 1.10% |
| Putnam ESG Ultra Short ETF | PULT | 0.81% |
| Cash And Equivalents | n/a | 0.23% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2025 | $1.2764 | Dec 30, 2025 |
| Dec 31, 2024 | $0.453 | Dec 31, 2024 |
| Dec 29, 2023 | $0.132 | Dec 29, 2023 |
| Dec 30, 2022 | $0.428 | Dec 30, 2022 |
| Dec 31, 2021 | $0.633 | Dec 31, 2021 |