Franklin Retirement Advantage Pl 2065 R6 (PCJYX)

Fund Assets	2.13M
Expense Ratio	0.60%
Min. Investment	$500
Turnover	37.00%
Dividend (ttm)	0.20
Dividend Yield	1.44%
Dividend Growth	23.31%
Payout Frequency	Annual
Ex-Dividend Date	Dec 30, 2025

Previous Close	13.85
YTD Return	8.29%
1-Year Return	9.87%
5-Year Return	54.77%
52-Week Low	11.73
52-Week High	14.17
Beta (5Y)	n/a
Holdings	6
Inception Date	Jan 4, 2021

About PCJYX

Putnam Sustainable Retirement 2065 Fund Class R6 is a target-date mutual fund designed for individuals planning to retire around the year 2065. Its primary purpose is to provide long-term capital appreciation and income, employing a dynamic asset allocation strategy that shifts over time: early on, it emphasizes growth through equity exposure, and as the target retirement date approaches, the focus gradually transitions to generating current income and preserving capital. This approach aims to balance risk and return based on the evolving needs of investors as they move closer to retirement. The fund achieves diversification by investing in a blend of underlying funds across various asset classes, offering investors broad exposure and helping to manage portfolio risk. Sustainability is also integrated into the investment process, reflecting a focus on responsible investing practices. Managed by Franklin Templeton Investments, the fund is actively overseen to align with its objectives, and is tailored for those seeking a professionally managed, all-in-one retirement solution. Its annual payout, modest expense ratio, and relatively low minimum investment make it accessible for long-term retirement planning.

• Fund Family: Franklin Templeton Investments
• Category: Target-Date 2065+
• Performance Rating: Below Average
• Risk Rating: High
• Stock Exchange: Nasdaq
• Ticker Symbol: PCJYX
• Share Class: Class R6
• Index: S&P 500 TR

Performance

PCJYX had a total return of 9.87% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.15%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FFSDX	Fidelity	Fidelity Freedom 2065 K	0.65%
FDFQX	Fidelity	Fidelity Advisor Freedom 2065 Z	0.65%
FDFYX	Fidelity	Fidelity Advisor Freedom 2065 C	1.74%
FDFRX	Fidelity	Fidelity Advisor Freedom 2065 K6	0.45%
FDFZX	Fidelity	Fidelity Advisor Freedom 2065 A	0.93%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
PCJIX	Class R5	0.70%
PCJSX	Class Y	0.70%
PCJWX	Class R4	0.85%
PCJQX	Class A	0.95%

Top Holdings

Name	Symbol	Weight
Franklin Dynamic Asset Allocation Eq P	n/a	84.80%
Franklin Dynamic Asset Allocation Gr P	n/a	13.65%
Franklin BSP Lending Fund	FBREX	0.66%
Clarion Partners Real Estate Inc I	CPREX	0.65%
Putnam Fds Tr	n/a	0.14%
Usd	n/a	0.11%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 30, 2025	$1.3113	Dec 30, 2025
Dec 31, 2024	$0.488	Dec 31, 2024
Dec 29, 2023	$0.163	Dec 29, 2023
Dec 30, 2022	$0.445	Dec 30, 2022
Dec 31, 2021	$0.659	Dec 31, 2021

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 17, 2026

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