Franklin Retirement Advantage Pl 2065 Y (PCJSX)

Fund Assets	1.05M
Expense Ratio	0.70%
Min. Investment	$500
Turnover	37.00%
Dividend (ttm)	0.19
Dividend Yield	1.33%
Dividend Growth	24.50%
Payout Frequency	Annual
Ex-Dividend Date	Dec 30, 2025

Previous Close	13.97
YTD Return	10.18%
1-Year Return	16.09%
5-Year Return	55.09%
52-Week Low	11.72
52-Week High	14.16
Beta (5Y)	n/a
Holdings	6
Inception Date	Jan 4, 2021

About PCJSX

Putnam Sustainable Retirement 2065 Fund Class Y is an actively managed target-date mutual fund structured for investors anticipating retirement around the year 2065. Its primary purpose is to provide a blend of capital appreciation and income, shifting its focus over the long term: currently emphasizing growth-oriented assets, but gradually increasing allocation to income-generating holdings as the target date approaches. The fund employs a dynamic asset allocation strategy, seeking diversification across various asset classes by investing in underlying funds. This approach aims to balance risk and return to align with the evolving needs of retirement savers over multiple decades. Notable features include an annual dividend, a minimum initial investment of $500, and a 0.60% expense ratio. The fund is part of the sustainable investment category, reflecting a focus on responsible and forward-looking investment principles. Launched in 2021 under Franklin Templeton Investments, the fund is designed to serve individuals who desire a set-it-and-forget-it retirement savings solution that adjusts its risk profile as their retirement date nears.

• Fund Family: Franklin Templeton Investments
• Category: Target-Date 2065+
• Performance Rating: Below Average
• Risk Rating: High
• Stock Exchange: NASDAQ
• Ticker Symbol: PCJSX
• Share Class: Class Y
• Index: S&P 500 TR

Performance

PCJSX had a total return of 16.09% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.67%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FFSDX	Fidelity	Fidelity Freedom 2065 K	0.65%
FDFQX	Fidelity	Fidelity Advisor Freedom 2065 Z	0.65%
FDFYX	Fidelity	Fidelity Advisor Freedom 2065 C	1.68%
FDFRX	Fidelity	Fidelity Advisor Freedom 2065 K6	0.45%
FDFZX	Fidelity	Fidelity Advisor Freedom 2065 A	0.93%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
PCJYX	Class R6	0.60%
PCJIX	Class R5	0.70%
PCJWX	Class R4	0.85%
PCJQX	Class A	0.95%

Top Holdings

Name	Symbol	Weight
Franklin Dynamic Asset Allocation Eq P	n/a	84.76%
Franklin Dynamic Asset Allocation Gr P	n/a	13.53%
Franklin BSP Lending Fund	FBREX	0.68%
Clarion Partners Real Estate Inc I	CPREX	0.68%
Putnam Fds Tr	n/a	0.33%
Usd	n/a	0.03%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 30, 2025	$1.2995	Dec 30, 2025
Dec 31, 2024	$0.477	Dec 31, 2024
Dec 29, 2023	$0.151	Dec 29, 2023
Dec 30, 2022	$0.436	Dec 30, 2022
Dec 31, 2021	$0.647	Dec 31, 2021

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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