Putnam Sustainable Retirement 2065 Y (PCJSX)
| Fund Assets | 1.05M |
| Expense Ratio | 0.60% |
| Min. Investment | $500 |
| Turnover | 37.00% |
| Dividend (ttm) | 1.30 |
| Dividend Yield | 10.28% |
| Dividend Growth | 172.43% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2025 |
| Previous Close | 12.64 |
| YTD Return | -0.16% |
| 1-Year Return | 8.38% |
| 5-Year Return | 53.17% |
| 52-Week Low | 9.43 |
| 52-Week High | 12.93 |
| Beta (5Y) | n/a |
| Holdings | 8 |
| Inception Date | Jan 4, 2021 |
About PCJSX
Putnam Sustainable Retirement 2065 Fund Class Y is an actively managed target-date mutual fund structured for investors anticipating retirement around the year 2065. Its primary purpose is to provide a blend of capital appreciation and income, shifting its focus over the long term: currently emphasizing growth-oriented assets, but gradually increasing allocation to income-generating holdings as the target date approaches. The fund employs a dynamic asset allocation strategy, seeking diversification across various asset classes by investing in underlying funds. This approach aims to balance risk and return to align with the evolving needs of retirement savers over multiple decades. Notable features include an annual dividend, a minimum initial investment of $500, and a 0.60% expense ratio. The fund is part of the sustainable investment category, reflecting a focus on responsible and forward-looking investment principles. Launched in 2021 under Franklin Templeton Investments, the fund is designed to serve individuals who desire a set-it-and-forget-it retirement savings solution that adjusts its risk profile as their retirement date nears.
Performance
PCJSX had a total return of 8.38% in the past year, including dividends. Since the fund's inception, the average annual return has been 15.77%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
| Symbol | Provider | Name | Expense Ratio |
|---|---|---|---|
| FFSDX | Fidelity | Fidelity Freedom 2065 Fund - Class K | 0.65% |
| FDFQX | Fidelity | Fidelity Advisor Freedom 2065 Fund - Class Z | 0.65% |
| FDFYX | Fidelity | Fidelity Advisor Freedom 2065 Fund - Class C | 1.76% |
| FDFRX | Fidelity | Fidelity Advisor Freedom 2065 Fund - Class K6 | 0.46% |
| FDFZX | Fidelity | Fidelity Advisor Freedom 2065 Fund - Class A | 1.01% |
Top Holdings
| Name | Symbol | Weight |
|---|---|---|
| Putnam Sustainable Leaders ETF | PLDR | 49.77% |
| Putnam Sustainable Future ETF | PFUT | 23.16% |
| Putnam PanAgora ESG International Equity ETF | PPIE | 17.03% |
| Putnam PanAgora ESG Emerging Markets Equity ETF | PPEM | 5.63% |
| Putnam ESG Core Bond ETF | PCRB | 2.28% |
| Putnam ESG High Yield ETF | PHYD | 1.10% |
| Putnam ESG Ultra Short ETF | PULT | 0.81% |
| Cash And Equivalents | n/a | 0.23% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2025 | $1.2995 | Dec 30, 2025 |
| Dec 31, 2024 | $0.477 | Dec 31, 2024 |
| Dec 29, 2023 | $0.151 | Dec 29, 2023 |
| Dec 30, 2022 | $0.436 | Dec 30, 2022 |
| Dec 31, 2021 | $0.647 | Dec 31, 2021 |