Principal LifeTime 2070 R3 (PLTDX)
| Fund Assets | 87.10M |
| Expense Ratio | 1.19% |
| Min. Investment | $1,000 |
| Turnover | 54.00% |
| Dividend (ttm) | 0.63 |
| Dividend Yield | 4.15% |
| Dividend Growth | 94.95% |
| Payout Frequency | Semi-Annual |
| Ex-Dividend Date | Dec 31, 2025 |
| Previous Close | 15.00 |
| YTD Return | 7.84% |
| 1-Year Return | 16.15% |
| 5-Year Return | n/a |
| 52-Week Low | 13.17 |
| 52-Week High | 15.22 |
| Beta (5Y) | n/a |
| Holdings | 15 |
| Inception Date | Mar 1, 2023 |
About PLTDX
Principal LifeTime 2070 Fund R3 is a target date mutual fund designed to help individuals save for retirement with an anticipated retirement year around 2070. As a target date fund, its primary function is to provide a diversified investment strategy that automatically adjusts asset allocations as the target retirement date approaches. Early in its lifecycle, the fund maintains a higher allocation to growth-oriented assets, such as domestic and international equities, to seek long-term capital appreciation. As the 2070 target nears, it incrementally shifts towards more conservative holdings like fixed-income and real assets to help preserve accumulated wealth and manage risk. The fund operates as a fund of funds, investing in a carefully selected mix of underlying Principal Funds to offer broad diversification across asset classes and geographic regions. Its management regularly rebalances the portfolio to align with its evolving risk profile, extending its most conservative allocation through a decade beyond the target year to support a gradual withdrawal strategy during retirement. Principal LifeTime 2070 Fund R3 plays a significant role within retirement planning products, offering a streamlined, professionally managed investment option for those seeking a long-term, age-appropriate strategy for their retirement savings.
Performance
PLTDX had a total return of 16.15% in the past year, including dividends. Since the fund's inception, the average annual return has been 16.03%.
Top 10 Holdings
93.53% of assets| Name | Symbol | Weight |
|---|---|---|
| Principal LargeCap S&P 500 Index Fund Institutional Class | PLFIX | 26.48% |
| Principal International Equity R-6 | PIIDX | 25.34% |
| Principal Equity Income Fund Institutional Class | PEIIX | 7.22% |
| Principal Glb Emerging Markets R6 | PIIMX | 6.92% |
| Principal LargeCap Value Fund III Institutional Class | PLVIX | 6.56% |
| Principal LargeCap Growth I R6 | PLCGX | 6.04% |
| Principal Blue Chip R6 | PGBHX | 5.58% |
| Principal SmallCap R6 | PSMLX | 4.32% |
| Principal Small-MidCap Dividend Inc R6 | PMDHX | 2.58% |
| Principal Real Estate Securities Fd R6 | PFRSX | 2.51% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 31, 2025 | $0.2196 | Dec 31, 2025 |
| Dec 18, 2025 | $0.4064 | Dec 18, 2025 |
| Dec 31, 2024 | $0.1421 | Dec 31, 2024 |
| Dec 19, 2024 | $0.179 | Dec 19, 2024 |
| Dec 29, 2023 | $0.1674 | Dec 29, 2023 |
| Dec 20, 2023 | $0.0032 | Dec 20, 2023 |