Principal LifeTime 2070 R5 (PLTFX)

Fund Assets	87.10M
Expense Ratio	0.88%
Min. Investment	$1,000
Turnover	54.00%
Dividend (ttm)	n/a
Dividend Yield	n/a
Dividend Growth	n/a
Payout Frequency	n/a
Ex-Dividend Date	n/a

Previous Close	15.61
YTD Return	11.58%
1-Year Return	15.99%
5-Year Return	n/a
52-Week Low	13.25
52-Week High	15.74
Beta (5Y)	n/a
Holdings	15
Inception Date	Mar 1, 2023

About PLTFX

Principal LifeTime 2070 Fund R5 is a target date mutual fund designed for individuals planning to retire around the year 2070. Its primary function is to provide a diversified investment approach that adjusts over time, aiming to balance long-term capital growth with current income. The fund achieves this by investing in a broad mix of underlying Principal Exchange-Traded Funds and mutual funds, covering domestic and international equities, fixed income, and real asset strategies. This structure enables broad diversification across varying asset classes and global markets. As the target date approaches, the fund systematically transitions to a more conservative allocation, gradually increasing exposure to fixed-income and other lower-risk assets while reducing equity exposure. This "glide path" strategy is intended to reduce overall portfolio risk as investors near and enter retirement. Principal LifeTime 2070 Fund R5 plays a significant role for long-term retirement savers by providing an all-in-one solution that adapts its risk and return profile to the changing needs of investors through different life stages, aligning with standard practices in the target-date fund category.

• Fund Family: Principal Funds
• Category: Mixed-Asset Target 2060+
• Stock Exchange: NASDAQ
• Ticker Symbol: PLTFX
• Share Class: R-5
• Index: S&P Target Date 2065+ TR

Performance

PLTFX had a total return of 15.99% in the past year, including dividends. Since the fund's inception, the average annual return has been 16.84%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
PLTGX	Institutional Class	0.63%
PLTLX	Class J	0.88%
PLTDX	R-3	1.19%

Top 10 Holdings

93.53% of assets

Name	Symbol	Weight
Principal LargeCap S&P 500 Index Fund Institutional Class	PLFIX	26.48%
Principal International Equity R-6	PIIDX	25.34%
Principal Equity Income Fund Institutional Class	PEIIX	7.22%
Principal Glb Emerging Markets R6	PIIMX	6.92%
Principal LargeCap Value Fund III Institutional Class	PLVIX	6.56%
Principal LargeCap Growth I R6	PLCGX	6.04%
Principal Blue Chip R6	PGBHX	5.58%
Principal SmallCap R6	PSMLX	4.32%
Principal Small-MidCap Dividend Inc R6	PMDHX	2.58%
Principal Real Estate Securities Fd R6	PFRSX	2.51%

Data Sources: Tiingo, Alpha Vantage, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Alpha Vantage. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

Data Sources Report a data error