About QCSCIX
CREF Social Choice Account R3 is a variable annuity account within the CREF retirement lineup, designed to pursue a favorable long-term rate of return through diversified investments while prioritizing environmental, social, and governance (ESG) criteria. It maintains a balanced portfolio with approximately 60% allocated to domestic and foreign stocks and other equity securities, and 40% to bonds, fixed-income securities, money market instruments, and short-term debt. The account selects issuers that demonstrate strong financial suitability alongside positive ESG attributes, such as leadership in sustainable practices, ethical governance, and avoidance of controversial sectors like alcohol, tobacco, weapons, and fossil fuels. It incorporates impact themes in fixed income, including renewable energy, community development, natural resources, and affordable housing. Participants benefit from broad global exposure across U.S. and international equities and fixed income, with the flexibility to convert accumulations into lifetime income options. As of late 2025, it was renamed CREF Responsible Balanced Account to align with its responsible investment strategy, serving retirement savers seeking aligned values and market performance in a multi-asset structure.
Stock Exchange Nasdaq
Ticker Symbol QCSCIX
Index Russell 3000 TR
QCSCIX had a total return of 8.55% in the past year, including dividends. Since the fund's
inception, the average annual return has been 8.10%.
