American Funds 2050 Target Date Retirement Fund® Class R-1 (RAITX)

NASDAQ · Mutual Fund · Delayed Price · Currency is USD
22.33
+0.14 (0.63%)
Jul 9, 2025, 4:00 PM EDT
11.59%
Fund Assets 35.89B
Expense Ratio 1.48%
Min. Investment $250
Turnover 5.00%
Dividend (ttm) 0.54
Dividend Yield 2.41%
Dividend Growth 71.99%
Payout Frequency Annual
Ex-Dividend Date Dec 26, 2024
Previous Close 22.19
YTD Return 10.82%
1-Year Return 14.52%
5-Year Return 66.15%
52-Week Low 18.01
52-Week High 22.38
Beta (5Y) n/a
Holdings 19
Inception Date Feb 1, 2007

About RAITX

The American Funds 2050 Target Date Retirement Fund Class R-1 is a target-date mutual fund designed to serve individuals planning to retire around the year 2050. Managed by Capital Research and Management Company, this fund offers a diversified portfolio that automatically adjusts its asset allocation over time to align with an investor's evolving retirement needs. Early in its lifecycle, the fund emphasizes growth by allocating a significant portion of assets to equities, particularly across sectors such as information technology, industrials, financials, healthcare, and consumer discretionary. As the target date approaches, the allocation gradually shifts toward a higher proportion of fixed income and equity-income investments, emphasizing income generation and capital preservation to balance total return and stability in later years. The fund's structure and glide path are intended to help investors save prudently for retirement in a single, convenient investment vehicle. Since its inception in 2007, it has aimed to blend growth potential and risk management, adapting its strategy as investors move closer to retirement.

Fund Family American Funds
Category Target-Date 2050
Stock Exchange NASDAQ
Ticker Symbol RAITX
Share Class Class R-1
Index S&P Target Date 2050 TR

Performance

RAITX had a total return of 14.52% in the past year, including dividends. Since the fund's inception, the average annual return has been 7.31%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol Share Class Expense Ratio
DITFX Class F-3 0.38%
RFITX Class R-6 0.38%
REITX Class R-5 0.43%
FBITX Class F-2 0.47%

Top 10 Holdings

73.84% of assets
Name Symbol Weight
American Funds New Perspective Fund® Class R-6 RNPGX 8.88%
American Funds SMALLCAP World Fund® Class R-6 RLLGX 7.96%
American Funds Fundamental Investors® Class R-6 RFNGX 7.94%
American Funds Washington Mutual Investors Fund Class R-6 RWMGX 7.88%
American Funds American Balanced Fund® Class R-6 RLBGX 7.05%
American Funds Capital World Growth and Income Fund® Class R-6 RWIGX 7.04%
American Funds The Growth Fund of America® Class R-6 RGAGX 7.03%
American Funds American Mutual Fund® Class R-6 RMFGX 7.02%
American Funds AMCAP Fund® Class R-6 RAFGX 6.96%
American Funds New World Fund® Class R-6 RNWGX 6.08%
View More Holdings

Dividend History

Ex-Dividend Amount Pay Date
Dec 26, 2024 $0.538 Dec 27, 2024
Dec 22, 2023 $0.3128 Dec 26, 2023
Dec 23, 2022 $1.0016 Dec 27, 2022
Dec 27, 2021 $0.7555 Dec 28, 2021
Dec 28, 2020 $0.4771 Dec 29, 2020
Dec 30, 2019 $0.5471 Dec 31, 2019
Full Dividend History