American Funds 2065 Trgt Date Ret R-1 (RAQTX)

Fund Assets	5.69B
Expense Ratio	1.49%
Min. Investment	$250
Turnover	4.00%
Dividend (ttm)	0.77
Dividend Yield	3.49%
Dividend Growth	155.32%
Payout Frequency	Annual
Ex-Dividend Date	Dec 24, 2025

Previous Close	22.09
YTD Return	11.28%
1-Year Return	17.37%
5-Year Return	49.32%
52-Week Low	18.71
52-Week High	22.48
Beta (5Y)	n/a
Holdings	18
Inception Date	Mar 27, 2020

About RAQTX

American Funds 2065 Target Date Retirement Fund R-1 is a target-date mutual fund designed to help investors save for retirement with an anticipated retirement date near the year 2065. As part of the American Funds family, the fund's primary objective is to provide a prudent, all-in-one solution that automatically adjusts its allocation over time to align with the evolving needs of investors as they approach retirement. Early in its lifecycle, the fund emphasizes growth by allocating a significant portion to equity-oriented underlying funds. As the target retirement year draws closer, it gradually shifts towards greater allocations in fixed income, equity-income, and balanced funds to prioritize income generation and capital preservation, thereby aiming to balance total return with stability. The fund is managed by Capital Research and Management Company, leveraging its long-term focus and extensive research-driven investment process. This structure makes it well-suited for individuals seeking a hands-off, diversified approach to retirement investing, with built-in adjustments designed to match the changing risk tolerance and financial needs associated with different retirement planning stages.

• Fund Family: Capital Group
• Category: Target-Date 2065+
• Performance Rating: Below Average
• Risk Rating: Low
• Stock Exchange: NASDAQ
• Ticker Symbol: RAQTX
• Share Class: Class R-1
• Index: S&P Target Date 2065+ TR

Performance

RAQTX had a total return of 17.37% in the past year, including dividends. Since the fund's inception, the average annual return has been 15.26%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
RFVTX	Class R-6	0.39%
FCQTX	Class F-3	0.39%
REOTX	Class R-5	0.44%
FBMTX	Class F-2	0.47%

Top 10 Holdings

80.65% of assets

Name	Symbol	Weight
American Funds SMALLCAP World R-6	RLLGX	10.11%
American Funds New Perspective R-6	RNPGX	9.94%
American Funds Fundamental Invs R-6	RFNGX	8.96%
American Funds New World R-6	RNWGX	8.34%
American Funds Cptl Wld Gr&Inc R-6	RWIGX	8.30%
American Funds Washington Mutual R-6	RWMGX	8.05%
American Funds Growth Fd of Amer R-6	RGAGX	7.32%
American Funds Invmt Co of Amer R-6	RICGX	6.99%
American Funds AMCAP R-6	RAFGX	6.91%
American Funds American Mutual R-6	RMFGX	5.71%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 24, 2025	$0.7703	Dec 26, 2025
Dec 26, 2024	$0.3017	Dec 27, 2024
Dec 22, 2023	$0.1683	Dec 26, 2023
Dec 23, 2022	$0.4114	Dec 27, 2022
Dec 27, 2021	$0.1583	Dec 28, 2021
Dec 28, 2020	$0.0999	Dec 29, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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