American Funds 2065 Trgt Date Retire R1 (RAQTX)
| Fund Assets | 5.69B |
| Expense Ratio | 1.49% |
| Min. Investment | $250 |
| Turnover | 4.00% |
| Dividend (ttm) | 0.77 |
| Dividend Yield | 3.49% |
| Dividend Growth | 155.32% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 24, 2025 |
| Previous Close | 22.10 |
| YTD Return | 9.72% |
| 1-Year Return | 18.26% |
| 5-Year Return | 49.87% |
| 52-Week Low | 18.71 |
| 52-Week High | 22.12 |
| Beta (5Y) | n/a |
| Holdings | 17 |
| Inception Date | Mar 27, 2020 |
About RAQTX
American Funds 2065 Target Date Retirement Fund R-1 is a target-date mutual fund designed to help investors save for retirement with an anticipated retirement date near the year 2065. As part of the American Funds family, the fund's primary objective is to provide a prudent, all-in-one solution that automatically adjusts its allocation over time to align with the evolving needs of investors as they approach retirement. Early in its lifecycle, the fund emphasizes growth by allocating a significant portion to equity-oriented underlying funds. As the target retirement year draws closer, it gradually shifts towards greater allocations in fixed income, equity-income, and balanced funds to prioritize income generation and capital preservation, thereby aiming to balance total return with stability. The fund is managed by Capital Research and Management Company, leveraging its long-term focus and extensive research-driven investment process. This structure makes it well-suited for individuals seeking a hands-off, diversified approach to retirement investing, with built-in adjustments designed to match the changing risk tolerance and financial needs associated with different retirement planning stages.
Performance
RAQTX had a total return of 18.26% in the past year, including dividends. Since the fund's inception, the average annual return has been 15.35%.
Top 10 Holdings
80.70% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds SMALLCAP World R6 | RLLGX | 10.09% |
| American Funds New Perspective R6 | RNPGX | 9.95% |
| American Funds Fundamental Invs R6 | RFNGX | 9.00% |
| American Funds Capital World Gr&Inc R6 | RWIGX | 8.35% |
| American Funds New World R6 | RNWGX | 8.28% |
| American Funds Washington Mutual R6 | RWMGX | 8.03% |
| American Funds Growth Fund of Amer R6 | RGAGX | 7.32% |
| American Funds Invmt Co of Amer R6 | RICGX | 7.00% |
| American Funds AMCAP R6 | RAFGX | 6.93% |
| American Funds American Mutual R6 | RMFGX | 5.74% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 24, 2025 | $0.7703 | Dec 26, 2025 |
| Dec 26, 2024 | $0.3017 | Dec 27, 2024 |
| Dec 22, 2023 | $0.1683 | Dec 26, 2023 |
| Dec 23, 2022 | $0.4114 | Dec 27, 2022 |
| Dec 27, 2021 | $0.1583 | Dec 28, 2021 |
| Dec 28, 2020 | $0.0999 | Dec 29, 2020 |