American Funds 2065 Trgt Date Retire R4 (RDLTX)
| Fund Assets | 4.77B |
| Expense Ratio | 0.74% |
| Min. Investment | $250 |
| Turnover | 4.00% |
| Dividend (ttm) | 0.44 |
| Dividend Yield | 2.27% |
| Dividend Growth | 63.36% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 26, 2024 |
| Previous Close | 19.40 |
| YTD Return | 10.98% |
| 1-Year Return | 13.52% |
| 5-Year Return | 70.69% |
| 52-Week Low | 15.46 |
| 52-Week High | 19.40 |
| Beta (5Y) | 0.89 |
| Holdings | 16 |
| Inception Date | Mar 27, 2020 |
About RDLTX
The American Funds 2065 Target Date Retirement Fund Class R-4 is a target date mutual fund designed to help individuals save for retirement with a projected retirement year of 2065. Managed by Capital Research and Management Company, the fund follows a diversified investment approach, initially allocating a larger portion of its assets to growth-oriented investments such as stocks, and gradually shifting toward more conservative holdings like bonds, equity-income, and balanced funds as the target date approaches. This dynamic asset allocation, also known as the fund’s glide path, aims to balance the goals of long-term growth, income generation, and conservation of capital over time. The fund is constructed from a collection of underlying American Funds, offering broad exposure to U.S. and international markets across various sectors. By adjusting its risk profile in line with investors’ evolving needs as they near retirement, the American Funds 2065 Target Date Retirement Fund Class R-4 serves as a comprehensive solution for retirement planning, emphasizing a prudent blend of total return and stability throughout the investment horizon.
Performance
RDLTX had a total return of 13.52% in the past year, including dividends. Since the fund's inception, the average annual return has been 15.32%.
Top 10 Holdings
80.00% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds New Perspective Fund® Class R-6 | RNPGX | 10.02% |
| American Funds SMALLCAP World Fund® Class R-6 | RLLGX | 9.97% |
| American Funds Fundamental Investors® Class R-6 | RFNGX | 8.99% |
| American Funds Washington Mutual Investors Fund Class R-6 | RWMGX | 8.01% |
| American Funds New World Fund® Class R-6 | RNWGX | 7.99% |
| American Funds Capital World Growth and Income Fund® Class R-6 | RWIGX | 7.99% |
| American Funds The Growth Fund of America® Class R-6 | RGAGX | 7.04% |
| American Funds Investment Company of America® Class R-6 | RICGX | 7.00% |
| American Funds AMCAP Fund® Class R-6 | RAFGX | 6.99% |
| American Funds American Balanced Fund® Class R-6 | RLBGX | 6.00% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 26, 2024 | $0.4383 | Dec 27, 2024 |
| Dec 22, 2023 | $0.2683 | Dec 26, 2023 |
| Dec 23, 2022 | $0.4788 | Dec 27, 2022 |
| Dec 27, 2021 | $0.2229 | Dec 28, 2021 |
| Dec 28, 2020 | $0.0913 | Dec 29, 2020 |