About RDLTX
The American Funds 2065 Target Date Retirement Fund Class R-4 is a target date mutual fund designed to help individuals save for retirement with a projected retirement year of 2065. Managed by Capital Research and Management Company, the fund follows a diversified investment approach, initially allocating a larger portion of its assets to growth-oriented investments such as stocks, and gradually shifting toward more conservative holdings like bonds, equity-income, and balanced funds as the target date approaches. This dynamic asset allocation, also known as the fund’s glide path, aims to balance the goals of long-term growth, income generation, and conservation of capital over time. The fund is constructed from a collection of underlying American Funds, offering broad exposure to U.S. and international markets across various sectors. By adjusting its risk profile in line with investors’ evolving needs as they near retirement, the American Funds 2065 Target Date Retirement Fund Class R-4 serves as a comprehensive solution for retirement planning, emphasizing a prudent blend of total return and stability throughout the investment horizon.
Fund Family Capital Group
Category Target-Date 2065+
Performance Rating Below Average
Risk Rating Below Average
Stock Exchange NASDAQ
Ticker Symbol RDLTX
Share Class Class R-4
Index S&P Target Date 2065+ TR
RDLTX had a total return of 19.14% in the past year, including dividends.
Since the fund's inception, the average annual return has been 16.02%.
