Saratoga Moderate Balanced Allc C (SBMCX)

Fund Assets	2.53M
Expense Ratio	3.10%
Min. Investment	$2,500
Turnover	18.00%
Dividend (ttm)	0.25
Dividend Yield	2.05%
Dividend Growth	105.78%
Payout Frequency	Annual
Ex-Dividend Date	Dec 10, 2025

Previous Close	12.36
YTD Return	4.04%
1-Year Return	7.16%
5-Year Return	29.30%
52-Week Low	11.29
52-Week High	13.04
Beta (5Y)	0.65
Holdings	12
Inception Date	Dec 29, 2017

About SBMCX

The Saratoga Moderate Balanced Allocation Portfolio Class C is a mutual fund designed to offer investors a blend of growth and income through a balanced allocation strategy. The portfolio typically invests in a diversified mix of equity and fixed income securities, seeking to provide a moderate balance between capital appreciation and income generation. With a total of 15 holdings and approximately $0.76 million in managed assets, the fund maintains an allocation that aims to reduce volatility while pursuing steady returns. Its investment strategy is tailored for individuals looking for an approach that tempers risk without completely foregoing growth potential. The minimum investment required is $2,500 for standard taxable accounts, and the fund charges a total expense ratio of 1.79%. The Saratoga Moderate Balanced Allocation Portfolio Class C plays a role in the market by catering to investors who desire a single, professionally managed solution that harmonizes both growth and income objectives, often making it a suitable option for those planning for medium- to long-term financial goals.

• Fund Family: Saratoga
• Category: Allocation--50% to 70% Equity
• Performance Rating: Average
• Risk Rating: Low
• Stock Exchange: NASDAQ
• Ticker Symbol: SBMCX
• Share Class: Class C
• Index: Index is not available on Lipper Database

Performance

SBMCX had a total return of 7.16% in the past year, including dividends. Since the fund's inception, the average annual return has been 6.20%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
VTMFX	Vanguard	Vanguard Tax-Managed Balanced Fund Admiral Shares	0.05%
VSCGX	Vanguard	Vanguard LifeStrategy 40/60 Fund Investor Shares	0.10%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
SBMIX	Class I	2.10%
SMPAX	Class A	2.35%

Top 10 Holdings

98.09% of assets

Name	Symbol	Weight
Vanguard Intermediate-Term Bond Index Fund Admiral Shares	VBILX	20.71%
Saratoga Large Capitalization Growth Portfolio Fund Class Institutional	SLCGX	17.02%
Saratoga Large Capitalization Value Fund Class Institutional	SLCVX	15.23%
Saratoga Mid Capitalization Portfolio Fund Class Institutional	SMIPX	15.02%
BNY Dreyfus Instl Pref Govt MMkt Instl	DSVXX	9.15%
Eaton Vance Global Macro Absolute Return Fund Class I	EIGMX	5.81%
Saratoga Small Capitalization Portfolio Fund Class Institutional	SSCPX	5.50%
Saratoga Technology & Communications Portfolio Class Institutional	STPIX	3.86%
Vanguard Total International Stock Index Fund Admiral Shares	VTIAX	3.28%
Vanguard Short-Term Bond Index Fund Admiral Shares	VBIRX	2.51%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 10, 2025	$1.1056	Dec 11, 2025
Dec 13, 2024	$0.3361	Dec 16, 2024
Dec 13, 2023	$0.1726	Dec 14, 2023
Dec 14, 2022	$0.5936	Dec 15, 2022
Dec 15, 2021	$0.831	Dec 15, 2021
Dec 16, 2020	$0.0749	Dec 16, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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