Saratoga Moderate Balanced Allc A (SMPAX)

Fund Assets	2.53M
Expense Ratio	2.461%
Min. Investment	$2,500
Turnover	18.00%
Dividend (ttm)	0.35
Dividend Yield	2.84%
Dividend Growth	77.77%
Payout Frequency	Annual
Ex-Dividend Date	Dec 10, 2025

Previous Close	12.41
YTD Return	2.32%
1-Year Return	4.10%
5-Year Return	31.49%
52-Week Low	11.49
52-Week High	13.33
Beta (5Y)	0.61
Holdings	12
Inception Date	Dec 29, 2017

About SMPAX

Saratoga Moderately Aggressive Balanced Allocation Portfolio Class A is a mutual fund designed to strike a balance between growth and income by investing across multiple asset classes. The fund primarily allocates its assets among equities, fixed income securities, and cash equivalents, targeting a moderately aggressive risk profile that typically aims for a 50% to 70% equity exposure. This balanced strategy is intended for investors seeking both capital appreciation and some level of stability, capturing the potential upside of stocks while mitigating risk with bond holdings. The portfolio’s diversified composition spans U.S. and international markets, enabling broad market participation and the potential to reduce volatility across varying economic environments. The fund’s approach supports long-term growth and income objectives while addressing the need for moderate risk management in a diversified investment solution.

• Fund Family: Saratoga
• Category: Allocation--50% to 70% Equity
• Performance Rating: Average
• Risk Rating: Low
• Stock Exchange: Nasdaq
• Ticker Symbol: SMPAX
• Share Class: Class A
• Index: Index is not available on Lipper Database

Performance

SMPAX had a total return of 4.10% in the past year, including dividends. Since the fund's inception, the average annual return has been 6.69%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
VTMFX	Vanguard	Vanguard Tax-Managed Balanced Adm	0.05%
VSCGX	Vanguard	Vanguard LifeStrategy 40/60 Fund Investor Shares	0.10%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
SBMIX	Class I	2.10%
SBMCX	Class C	3.10%

Top 10 Holdings

97.98% of assets

Name	Symbol	Weight
Vanguard Intermediate-Term Bond Index Fund Admiral Shares	VBILX	21.11%
Saratoga Large Capitalization Growth Portfolio Fund Class Institutional	SLCGX	17.13%
Saratoga Large Capitalization Value Fund Class Institutional	SLCVX	15.00%
Saratoga Mid Capitalization Portfolio Fund Class Institutional	SMIPX	14.18%
BNY Dreyfus Instl Pref Govt MMkt Instl	DSVXX	9.50%
Eaton Vance Global Macro Absolute Return Fund Class I	EIGMX	6.02%
Saratoga Small Capitalization Portfolio Fund Class Institutional	SSCPX	5.19%
Saratoga Technology & Communications Portfolio Class Institutional	STPIX	3.90%
Vanguard Total International Stock Index Fund Admiral Shares	VTIAX	3.35%
Vanguard Short-Term Bond Index Fund Admiral Shares	VBIRX	2.58%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 10, 2025	$1.2045	Dec 11, 2025
Dec 13, 2024	$0.4111	Dec 16, 2024
Dec 13, 2023	$0.2486	Dec 14, 2023
Dec 14, 2022	$0.5936	Dec 15, 2022
Dec 15, 2021	$0.9224	Dec 15, 2021
Dec 16, 2020	$0.1273	Dec 16, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 17, 2026

Data Sources Report a data error