JPMorgan SmartRetirement 2040 Fund Class A (SMTAX)

Fund Assets	4.35B
Expense Ratio	0.83%
Min. Investment	$1,000
Turnover	16.00%
Dividend (ttm)	0.51
Dividend Yield	1.99%
Dividend Growth	3.57%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	25.41
YTD Return	7.76%
1-Year Return	10.20%
5-Year Return	32.15%
52-Week Low	22.62
52-Week High	26.14
Beta (5Y)	0.86
Holdings	23
Inception Date	May 15, 2006

About SMTAX

JPMorgan SmartRetirement 2040 Fund Class A is a diversified mutual fund specifically designed to support investors who anticipate retiring around the year 2040. The fund's primary objective is to achieve high total return by investing across a broad mix of asset classes, including equities, fixed income, and cash equivalents, with the allocation gradually shifting toward more conservative investments as the target retirement date approaches. This approach seeks to balance capital appreciation and risk reduction, aiming to provide a smoother transition for retirement savers as their investment horizon shortens. Managed by J.P. Morgan Asset Management, the fund leverages a multi-asset strategy by investing in a combination of in-house mutual funds and select ETFs, offering exposure to both domestic and international markets. Its notable features include a blend of growth and value equity holdings, core bond strategies, and a disciplined asset allocation process overseen by experienced portfolio managers. As a leading retirement-focused fund, JPMorgan SmartRetirement 2040 Fund Class A serves as a core holding for investors seeking a professionally managed, one-stop solution tailored to evolving retirement needs, reflecting its significance in the retirement planning and multi-asset investing landscape.

• Fund Family: JPMorgan
• Category: Target-Date 2040
• Performance Rating: Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: SMTAX
• Share Class: Class A
• Index: S&P Target Date 2040 TR

Performance

SMTAX had a total return of 10.20% in the past year, including dividends. Since the fund's inception, the average annual return has been 7.25%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
SMTYX	Class R6	0.39%
SMTIX	Class R5	0.49%
SMTQX	Class R4	0.64%
SMTSX	Class I	0.64%

Top 10 Holdings

86.20% of assets

Name	Symbol	Weight
JPMorgan Core Plus Bond R6	JCPUX	13.88%
JPMorgan International Research Enhanced Equity ETF	JIRE	11.34%
JPMorgan Value Advantage R6	JVAYX	10.02%
JPMorgan US Research Enhanced Equity R6	JDEUX	10.01%
JPMorgan US Equity R6	JUEMX	9.91%
JPMorgan Growth Advantage R6	JGVVX	9.06%
JPMorgan Global Select Equity ETF Global Select Equity ETF	JGLO	7.90%
JPMorgan International Equity R6	JNEMX	6.12%
JPMorgan Core Bond R6	JCBUX	4.63%
JPMorgan BetaBuilders U.S. Mid Cap Equity ETF	BBMC	3.33%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.51205	Jan 2, 2026
Dec 15, 2025	$0.80415	Dec 16, 2025
Dec 31, 2024	$0.49441	Jan 2, 2025
Dec 16, 2024	$0.5132	Dec 17, 2024
Dec 29, 2023	$0.34614	Jan 2, 2024
Dec 30, 2022	$0.28155	Jan 3, 2023

Data Sources: Tiingo, Financial Modeling Prep, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Financial Modeling Prep. Several fund data points are also provided by Finnhub.

Last checked:

Sep 22, 2026

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