JPMorgan SmartRetirement® 2040 R4 (SMTQX)

Fund Assets	4.35B
Expense Ratio	0.629%
Min. Investment	$1,000,000
Turnover	16.00%
Dividend (ttm)	0.57
Dividend Yield	2.24%
Dividend Growth	4.73%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	25.48
YTD Return	7.09%
1-Year Return	9.70%
5-Year Return	43.81%
52-Week Low	22.63
52-Week High	26.16
Beta (5Y)	0.86
Holdings	23
Inception Date	Sep 9, 2016

About SMTQX

JPMorgan SmartRetirement 2040 Fund is a target date mutual fund designed to simplify long-term retirement investing for individuals aiming to retire around the year 2040. The fund’s primary purpose is to provide a diversified, professionally managed investment solution that automatically adjusts its asset allocation over time. Initially weighted toward equities for growth, the JPMorgan SmartRetirement 2040 Fund gradually shifts toward fixed income and other conservative assets as the target date approaches, reducing risk exposure in alignment with investors’ changing life stages. This “glide path” is managed by J.P. Morgan’s investment experts, who oversee a mix of underlying funds spanning domestic and international stocks and bonds. The fund’s approach helps participants maximize savings during their working years and manage assets in retirement, integrating real-world investor behavior and market insights into its strategy. By offering a single, all-in-one portfolio solution, the JPMorgan SmartRetirement 2040 Fund plays a significant role in simplifying retirement planning and supporting financial security for investors in the evolving financial landscape.

• Fund Family: JPMorgan
• Category: Target-Date 2040
• Performance Rating: Average
• Risk Rating: Average
• Stock Exchange: Nasdaq
• Ticker Symbol: SMTQX
• Share Class: Class R4
• Index: S&P Target Date 2040 TR

Performance

SMTQX had a total return of 9.70% in the past year, including dividends. Since the fund's inception, the average annual return has been 9.78%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
SMTYX	Class R6	0.39%
SMTIX	Class R5	0.49%
SMTSX	Class I	0.64%
SMTAX	Class A	0.83%

Top 10 Holdings

86.58% of assets

Name	Symbol	Weight
JPMorgan Core Plus Bond R6	JCPUX	14.06%
JPMorgan International Research Enhanced Equity ETF	JIRE	11.15%
JPMorgan US Equity R6	JUEMX	10.07%
JPMorgan US Research Enhanced Equity R6	JDEUX	9.96%
JPMorgan Growth Advantage R6	JGVVX	9.71%
JPMorgan Value Advantage R6	JVAYX	9.52%
JPMorgan Global Select Equity ETF Global Select Equity ETF	JGLO	7.88%
JPMorgan International Equity R6	JNEMX	6.12%
JPMorgan Core Bond R6	JCBUX	4.68%
JPMorgan BetaBuilders U.S. Mid Cap Equity ETF	BBMC	3.43%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.56642	Jan 2, 2026
Dec 15, 2025	$0.80415	Dec 16, 2025
Dec 31, 2024	$0.54084	Jan 2, 2025
Dec 16, 2024	$0.5132	Dec 17, 2024
Dec 29, 2023	$0.38895	Jan 2, 2024
Dec 30, 2022	$0.35042	Jan 3, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 15, 2026

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