JPMorgan SmartRetirement 2040 Fund Class C (SMTCX)

Fund Assets	4.35B
Expense Ratio	1.39%
Min. Investment	$1,000
Turnover	16.00%
Dividend (ttm)	1.20
Dividend Yield	4.79%
Dividend Growth	35.20%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	25.02
YTD Return	9.50%
1-Year Return	14.10%
5-Year Return	27.48%
52-Week Low	21.90
52-Week High	25.25
Beta (5Y)	0.86
Holdings	23
Inception Date	May 15, 2006

About SMTCX

JPMorgan SmartRetirement 2040 Fund is a target-date mutual fund designed for investors planning to retire around the year 2040. As a professionally managed, all-in-one portfolio, it offers a diversified mix of equity and fixed income investments, automatically adjusting its asset allocation to become more conservative as the target date approaches. The fund’s primary function is to provide a tailored retirement solution by strategically shifting from growth-oriented to income-focused investments over time, aiming to optimize risk and return based on an individual’s stage of life. Managed by J.P. Morgan’s experienced Multi-Asset Solutions team, the fund leverages insights from across the firm’s asset class specialists and employs a rigorous strategy of active asset allocation and manager selection. Key features include a robust glide path, a blend of global equities and U.S. fixed income, and a commitment to ongoing research informed by participant behavior and market conditions. JPMorgan SmartRetirement 2040 Fund plays a significant role in the market by offering pre-retirees a streamlined path to long-term savings growth and asset protection, addressing the complex challenges of retirement planning with institutional expertise and innovation.

• Fund Family: JPMorgan
• Category: Target-Date 2040
• Performance Rating: Below Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: SMTCX
• Share Class: Class C
• Index: S&P Target Date 2040 TR

Performance

SMTCX had a total return of 14.10% in the past year, including dividends. Since the fund's inception, the average annual return has been 6.37%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
SMTYX	Class R6	0.39%
SMTIX	Class R5	0.49%
SMTQX	Class R4	0.64%
SMTSX	Class I	0.64%

Top 10 Holdings

86.02% of assets

Name	Symbol	Weight
JPMorgan Core Plus Bond R6	JCPUX	13.85%
JPMorgan International Research Enhanced Equity ETF	JIRE	11.20%
JPMorgan US Research Enhanced Equity R6	JDEUX	10.01%
JPMorgan US Equity R6	JUEMX	9.98%
JPMorgan Growth Advantage R6	JGVVX	9.66%
JPMorgan Value Advantage R6	JVAYX	9.48%
JPMorgan Global Select Equity ETF Global Select Equity ETF	JGLO	7.84%
JPMorgan International Equity R6	JNEMX	6.02%
JPMorgan Core Bond R6	JCBUX	4.61%
JPMorgan BetaBuilders U.S. Mid Cap Equity ETF	BBMC	3.37%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.39153	Jan 2, 2026
Dec 15, 2025	$0.80415	Dec 16, 2025
Dec 31, 2024	$0.37118	Jan 2, 2025
Dec 16, 2024	$0.5132	Dec 17, 2024
Dec 29, 2023	$0.23869	Jan 2, 2024
Dec 30, 2022	$0.17804	Jan 3, 2023

Data Sources: Tiingo, Financial Modeling Prep, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Financial Modeling Prep. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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