JPMorgan SmartRetirement 2040 Fund Class C (SMTCX)
| Fund Assets | 4.35B |
| Expense Ratio | 1.39% |
| Min. Investment | $1,000 |
| Turnover | 16.00% |
| Dividend (ttm) | 0.51 |
| Dividend Yield | 2.47% |
| Dividend Growth | 35.20% |
| Payout Frequency | Semi-Annual |
| Ex-Dividend Date | Dec 31, 2025 |
| Previous Close | 24.60 |
| YTD Return | 7.66% |
| 1-Year Return | 15.48% |
| 5-Year Return | 27.02% |
| 52-Week Low | 21.90 |
| 52-Week High | 24.79 |
| Beta (5Y) | 0.86 |
| Holdings | 23 |
| Inception Date | May 15, 2006 |
About SMTCX
JPMorgan SmartRetirement 2040 Fund is a target-date mutual fund designed for investors planning to retire around the year 2040. As a professionally managed, all-in-one portfolio, it offers a diversified mix of equity and fixed income investments, automatically adjusting its asset allocation to become more conservative as the target date approaches. The fund’s primary function is to provide a tailored retirement solution by strategically shifting from growth-oriented to income-focused investments over time, aiming to optimize risk and return based on an individual’s stage of life. Managed by J.P. Morgan’s experienced Multi-Asset Solutions team, the fund leverages insights from across the firm’s asset class specialists and employs a rigorous strategy of active asset allocation and manager selection. Key features include a robust glide path, a blend of global equities and U.S. fixed income, and a commitment to ongoing research informed by participant behavior and market conditions. JPMorgan SmartRetirement 2040 Fund plays a significant role in the market by offering pre-retirees a streamlined path to long-term savings growth and asset protection, addressing the complex challenges of retirement planning with institutional expertise and innovation.
Performance
SMTCX had a total return of 15.48% in the past year, including dividends. Since the fund's inception, the average annual return has been 6.33%.
Top 10 Holdings
86.23% of assets| Name | Symbol | Weight |
|---|---|---|
| JPMorgan Core Plus Bond Fund | JCPUX | 13.43% |
| JPMorgan International Research Enhanced Equity ETF | JIRE | 11.17% |
| JPMorgan U.S. Research Enhanced Equity Fund | JDEUX | 10.29% |
| JPMorgan US Equity R6 | JUEMX | 10.23% |
| JPMorgan Growth Advantage Fund | JGVVX | 9.96% |
| JPMorgan Value Advantage R6 | JVAYX | 9.56% |
| JPMorgan Global Select Equity ETF Global Select Equity ETF | JGLO | 7.83% |
| JPMorgan International Equity R6 | JNEMX | 5.99% |
| JPMorgan Core Bond Fund | JCBUX | 4.47% |
| JPMorgan BetaBuilders U.S. Mid Cap Equity ETF | BBMC | 3.30% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 31, 2025 | $0.39153 | Jan 2, 2026 |
| Dec 15, 2025 | $0.80415 | Dec 16, 2025 |
| Dec 31, 2024 | $0.37118 | Jan 2, 2025 |
| Dec 16, 2024 | $0.5132 | Dec 17, 2024 |
| Dec 29, 2023 | $0.23869 | Jan 2, 2024 |
| Dec 30, 2022 | $0.17804 | Jan 3, 2023 |