JPMorgan SmartRetirement® 2040 R3 (SMTPX)

Fund Assets	4.35B
Expense Ratio	0.89%
Min. Investment	$1,000,000
Turnover	16.00%
Dividend (ttm)	0.48
Dividend Yield	1.87%
Dividend Growth	1.97%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	25.92
YTD Return	9.83%
1-Year Return	14.68%
5-Year Return	43.02%
52-Week Low	22.64
52-Week High	26.15
Beta (5Y)	0.86
Holdings	23
Inception Date	Sep 9, 2016

About SMTPX

JPMorgan SmartRetirement 2040 Fund is a target-date mutual fund designed for individuals planning to retire around the year 2040. Its primary function is to provide a professionally managed, diversified investment solution that automatically adjusts its asset allocation over time. Early in its lifecycle, the fund emphasizes growth through a higher allocation to equities and other growth-oriented assets. As the target retirement year approaches, the fund gradually shifts toward more conservative holdings, increasing its exposure to fixed income and income-generating assets to help manage risk and support income needs during retirement. The fund benchmarks its performance against indices such as the S&P Target Date 2040 Index and the Lipper Mixed-Asset Target 2040 Funds Average, underscoring its focus on alignment with industry standards for risk and return related to retirement savings objectives. The JPMorgan SmartRetirement 2040 Fund plays a significant role in the retirement planning landscape, aiming to simplify long-term investing by dynamically managing both asset allocation and risk as participants progress toward and into retirement.

• Fund Family: JPMorgan
• Category: Target-Date 2040
• Performance Rating: Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: SMTPX
• Share Class: Class R3
• Index: S&P Target Date 2040 TR

Performance

SMTPX had a total return of 14.68% in the past year, including dividends. Since the fund's inception, the average annual return has been 9.94%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
SMTYX	Class R6	0.39%
SMTIX	Class R5	0.49%
SMTQX	Class R4	0.64%
SMTSX	Class I	0.64%

Top 10 Holdings

86.02% of assets

Name	Symbol	Weight
JPMorgan Core Plus Bond R6	JCPUX	13.85%
JPMorgan International Research Enhanced Equity ETF	JIRE	11.20%
JPMorgan US Research Enhanced Equity R6	JDEUX	10.01%
JPMorgan US Equity R6	JUEMX	9.98%
JPMorgan Growth Advantage R6	JGVVX	9.66%
JPMorgan Value Advantage R6	JVAYX	9.48%
JPMorgan Global Select Equity ETF Global Select Equity ETF	JGLO	7.84%
JPMorgan International Equity R6	JNEMX	6.02%
JPMorgan Core Bond R6	JCBUX	4.61%
JPMorgan BetaBuilders U.S. Mid Cap Equity ETF	BBMC	3.37%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.48418	Jan 2, 2026
Dec 15, 2025	$0.80415	Dec 16, 2025
Dec 31, 2024	$0.47483	Jan 2, 2025
Dec 16, 2024	$0.5132	Dec 17, 2024
Dec 29, 2023	$0.33326	Jan 2, 2024
Dec 30, 2022	$0.17926	Jan 3, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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