About VTRGX
Voya Target Retirement 2035 Fund Class A is a target-date mutual fund designed to help investors prepare for retirement with a projected start date between 2033 and 2037. Its primary purpose is to offer a diversified portfolio that systematically adjusts risk exposure as the target retirement date approaches, aiming to balance growth in early years and capital preservation close to retirement. The fund invests in a blend of actively and passively managed underlying funds, including large-cap U.S. equities, international stocks, intermediate and long-term bonds, and ETFs, reflecting a broad approach across asset classes. Over time, its allocation shifts from a more aggressive stance focused on asset accumulation to a more conservative mix, ultimately reaching an equity allocation of about 35% around the retirement date. Annual dividends are paid, and a moderate expense ratio reflects its blend of strategies. The fund serves individuals seeking an automated, professionally managed solution for retirement planning, and plays a significant role within employer-sponsored retirement plans and individual retirement accounts, adapting to participants’ changing risk profiles over the decades.
Fund Family Voya
Category Target-Date 2035
Performance Rating Above Average
Risk Rating Above Average
Stock Exchange Nasdaq
Ticker Symbol VTRGX
Share Class Class A
Index S&P Target Date 2035 TR
VTRGX had a total return of 11.89% in the past year, including dividends. Since the fund's
inception, the average annual return has been 9.39%.
