Voya Target Retirement 2040 Fund Class A (VTRJX)
| Fund Assets | 141.51M |
| Expense Ratio | 0.65% |
| Min. Investment | $1,000 |
| Turnover | 79.00% |
| Dividend (ttm) | 2.04 |
| Dividend Yield | 12.80% |
| Dividend Growth | 594.75% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2025 |
| Previous Close | 15.87 |
| YTD Return | 3.51% |
| 1-Year Return | 18.07% |
| 5-Year Return | 49.42% |
| 52-Week Low | 11.65 |
| 52-Week High | 16.02 |
| Beta (5Y) | n/a |
| Holdings | 17 |
| Inception Date | Dec 21, 2015 |
About VTRJX
The Voya Target Retirement 2040 Fund Class A is a target-date mutual fund intended for investors aiming to begin retirement between 2038 and 2042. Its primary function is to offer a professionally managed, diversified portfolio that dynamically adjusts asset allocations as the investor approaches the target date. Early in the investment horizon, the fund allocates aggressively toward equities, with approximately 91% in equity securities and about 9% in debt instruments, seeking capital appreciation during the growth phase of working years. As the 2040 target date comes closer, the fund gradually shifts to a more conservative mix to prioritize asset preservation—eventually reaching roughly a 35% equity allocation at retirement. This glide path design helps balance growth opportunities with risk management, making it a popular retirement planning solution. The fund utilizes both actively managed and index funds, including exchange-traded funds, and follows an open-architecture framework by investing in a mix of affiliated and unaffiliated funds. With annual dividends, a moderate expense ratio, and a focus on total return, the Voya Target Retirement 2040 Fund serves individuals seeking an all-in-one investment vehicle aligned with a specific retirement timeline.
Performance
VTRJX had a total return of 18.07% in the past year, including dividends. Since the fund's inception, the average annual return has been 16.78%.
Top 10 Holdings
97.61% of assets| Name | Symbol | Weight |
|---|---|---|
| Fidelity 500 Index Fund | FXAIX | 45.36% |
| Vanguard FTSE Developed Markets ETF | VEA | 16.42% |
| Voya Intermediate Bond Fund Class R6 | IIBZX | 10.88% |
| Voya Multi-Manager International Equity Fund Class I | IIGIX | 7.98% |
| iShares Core S&P Mid-Cap ETF | IJH | 3.74% |
| Voya VACS Series Eme | VVIFX | 3.25% |
| Vanguard Long-Term Treasury ETF | VGLT | 2.81% |
| Vanguard FTSE Emerging Markets ETF | VWO | 2.64% |
| 5 Year Treasury Note Future Mar 26 | n/a | 2.53% |
| iShares Core U.S. Aggregate Bond ETF | AGG | 2.00% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2025 | $2.0363 | Dec 30, 2025 |
| Dec 30, 2024 | $0.2931 | Dec 31, 2024 |
| Dec 28, 2023 | $0.2158 | Dec 29, 2023 |
| Dec 30, 2022 | $0.6472 | Jan 3, 2023 |
| Dec 31, 2021 | $2.5343 | Jan 3, 2022 |
| Dec 31, 2020 | $0.5198 | Jan 4, 2021 |